Massachusetts Institute of Technology Federal Credit Union

Lexington, MA

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Massachusetts Institute of Technology Federal Credit Union Lexington, MA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.40
Capitalization Index	6.90
Liquidity Index	3.70
Profitability Index	2.20
Stability Index	6.40

Company Info	Massachusetts Institute of Technology Federal Credit Union Lexington, MA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1101
Phone Number	(781) 423-2022
Website	www.mitfcu.org

Asset Quality	Massachusetts Institute of Technology Federal Credit Union Lexington, MA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.33%
5-Year Asset Growth	4.36%
5-Year Charge-Offs to Average Loans	0.46%
Charge-Offs to Average Loans	0.17%
Non-Performing Assets to Assets	0.73%
Non-Performing Loans to Capital	7.41%
Non-Performing Loans to Loans	1.00%

Balance Sheet	Massachusetts Institute of Technology Federal Credit Union Lexington, MA	Click to Compare	Click to Compare	Click to Compare
Total Assets	728.99M
Total Deposits	651.95M

Capital and Reserves	Massachusetts Institute of Technology Federal Credit Union Lexington, MA	Click to Compare	Click to Compare	Click to Compare
Capital	68.00M
Leverage Ratio	9.75
Loan Loss Reserves to Loans	0.78%

Liquidity	Massachusetts Institute of Technology Federal Credit Union Lexington, MA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	19.63%

Profitability	Massachusetts Institute of Technology Federal Credit Union Lexington, MA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.69%
Net Income	2.55M
Net Interest Spread	3.62%
Operating Profit to Average Assets	0.57%
Overhead Efficiency Ratio	84.48%
Return on Assets	0.47%
Return on Equity	5.15%