D
Harmony Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Harmony Federal Credit Union
Grand Junction, CO
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Rating D
Asset Quality Index 7.10
Capitalization Index 6.40
Liquidity Index 6.10
Profitability Index 0.90
Stability Index 1.10
Company Info Harmony Federal Credit Union
Grand Junction, CO
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NCUA Charter Number 1103
Phone Number (970) 242-3100
Website www.harmonyfcu.org
Asset Quality Harmony Federal Credit Union
Grand Junction, CO
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1-Year Asset Growth -7.14%
5-Year Asset Growth -1.14%
5-Year Charge-Offs to Average Loans 0.85%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 5.09%
Non-Performing Loans to Loans 2.48%
Balance Sheet Harmony Federal Credit Union
Grand Junction, CO
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Total Assets 20.45M
Total Deposits 19.00M
Capital and Reserves Harmony Federal Credit Union
Grand Junction, CO
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Capital 1.45M
Leverage Ratio 8.83
Loan Loss Reserves to Loans 1.94%
Liquidity Harmony Federal Credit Union
Grand Junction, CO
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Hot Money Ratio 0.00%
Liquidity Ratio 65.84%
Profitability Harmony Federal Credit Union
Grand Junction, CO
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5-Year Return on Average Assets -0.35%
Net Income 4.00K
Net Interest Spread 3.23%
Operating Profit to Average Assets 0.02%
Overhead Efficiency Ratio 99.39%
Return on Assets 0.02%
Return on Equity 0.27%