GHS Federal Credit Union
| Weiss Ratings |
GHS Federal Credit Union
Binghamton, NY |
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| Rating | ||||
| Asset Quality Index | 3.60 | |||
| Capitalization Index | 5.70 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 2.90 | |||
| Stability Index | 3.40 | |||
| Company Info |
GHS Federal Credit Union
Binghamton, NY |
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| NCUA Charter Number | 1105 | |||
| Phone Number | (607) 723-7962 | |||
| Website | www.ghsfcu.com | |||
| Asset Quality |
GHS Federal Credit Union
Binghamton, NY |
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| 1-Year Asset Growth | -0.92% | |||
| 5-Year Asset Growth | 9.03% | |||
| 5-Year Charge-Offs to Average Loans | 1.18% | |||
| Charge-Offs to Average Loans | 1.82% | |||
| Non-Performing Assets to Assets | 3.09% | |||
| Non-Performing Loans to Capital | 32.99% | |||
| Non-Performing Loans to Loans | 4.22% | |||
| Balance Sheet |
GHS Federal Credit Union
Binghamton, NY |
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| Total Assets | 226.98M | |||
| Total Deposits | 207.45M | |||
| Capital and Reserves |
GHS Federal Credit Union
Binghamton, NY |
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| Capital | 18.31M | |||
| Leverage Ratio | 8.79 | |||
| Loan Loss Reserves to Loans | 1.83% | |||
| Liquidity |
GHS Federal Credit Union
Binghamton, NY |
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| Hot Money Ratio | 10.82% | |||
| Liquidity Ratio | 16.99% | |||
| Profitability |
GHS Federal Credit Union
Binghamton, NY |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 276.00K | |||
| Net Interest Spread | 4.99% | |||
| Operating Profit to Average Assets | 1.76% | |||
| Overhead Efficiency Ratio | 70.04% | |||
| Return on Assets | 0.24% | |||
| Return on Equity | 3.11% | |||