GHS Federal Credit Union
| Weiss Ratings |
GHS Federal Credit Union
Binghamton, NY |
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| Rating | ||||
| Asset Quality Index | 3.60 | |||
| Capitalization Index | 6.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 3.90 | |||
| Company Info |
GHS Federal Credit Union
Binghamton, NY |
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| NCUA Charter Number | 1105 | |||
| Phone Number | (607) 723-7962 | |||
| Website | www.ghsfcu.com | |||
| Asset Quality |
GHS Federal Credit Union
Binghamton, NY |
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| 1-Year Asset Growth | 0.14% | |||
| 5-Year Asset Growth | 9.03% | |||
| 5-Year Charge-Offs to Average Loans | 1.18% | |||
| Charge-Offs to Average Loans | 1.63% | |||
| Non-Performing Assets to Assets | 3.33% | |||
| Non-Performing Loans to Capital | 34.05% | |||
| Non-Performing Loans to Loans | 4.58% | |||
| Balance Sheet |
GHS Federal Credit Union
Binghamton, NY |
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| Total Assets | 227.78M | |||
| Total Deposits | 207.28M | |||
| Capital and Reserves |
GHS Federal Credit Union
Binghamton, NY |
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| Capital | 19.19M | |||
| Leverage Ratio | 9.00 | |||
| Loan Loss Reserves to Loans | 1.92% | |||
| Liquidity |
GHS Federal Credit Union
Binghamton, NY |
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| Hot Money Ratio | 11.50% | |||
| Liquidity Ratio | 18.37% | |||
| Profitability |
GHS Federal Credit Union
Binghamton, NY |
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| 5-Year Return on Average Assets | 0.43% | |||
| Net Income | 820.00K | |||
| Net Interest Spread | 5.07% | |||
| Operating Profit to Average Assets | 1.89% | |||
| Overhead Efficiency Ratio | 68.51% | |||
| Return on Assets | 0.48% | |||
| Return on Equity | 6.05% | |||