| Weiss Ratings |
Direct Federal Credit Union
Needham, MA |
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| Rating | ||||
| Asset Quality Index | 7.60 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 7.20 | |||
| Company Info |
Direct Federal Credit Union
Needham, MA |
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| NCUA Charter Number | 111 | |||
| Phone Number | (781) 455-6500 | |||
| Website | www.direct.com | |||
| Asset Quality |
Direct Federal Credit Union
Needham, MA |
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| 1-Year Asset Growth | -0.99% | |||
| 5-Year Asset Growth | 4.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 5.70% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
Direct Federal Credit Union
Needham, MA |
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| Total Assets | 840.08M | |||
| Total Deposits | 622.36M | |||
| Capital and Reserves |
Direct Federal Credit Union
Needham, MA |
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| Capital | 90.24M | |||
| Leverage Ratio | 11.33 | |||
| Loan Loss Reserves to Loans | 0.67% | |||
| Liquidity |
Direct Federal Credit Union
Needham, MA |
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| Hot Money Ratio | 21.59% | |||
| Liquidity Ratio | 11.33% | |||
| Profitability |
Direct Federal Credit Union
Needham, MA |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | -548.00K | |||
| Net Interest Spread | 2.03% | |||
| Operating Profit to Average Assets | -0.15% | |||
| Overhead Efficiency Ratio | 107.20% | |||
| Return on Assets | -0.26% | |||
| Return on Equity | -2.42% | |||