| Weiss Ratings |
Direct Federal Credit Union
Needham, MA |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 1.20 | |||
| Profitability Index | 0.70 | |||
| Stability Index | 6.70 | |||
| Company Info |
Direct Federal Credit Union
Needham, MA |
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| NCUA Charter Number | 111 | |||
| Phone Number | (781) 455-6500 | |||
| Website | www.direct.com | |||
| Asset Quality |
Direct Federal Credit Union
Needham, MA |
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| 1-Year Asset Growth | -4.02% | |||
| 5-Year Asset Growth | 1.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.52% | |||
| Non-Performing Loans to Capital | 4.49% | |||
| Non-Performing Loans to Loans | 0.56% | |||
| Balance Sheet |
Direct Federal Credit Union
Needham, MA |
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| Total Assets | 806.33M | |||
| Total Deposits | 612.51M | |||
| Capital and Reserves |
Direct Federal Credit Union
Needham, MA |
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| Capital | 87.95M | |||
| Leverage Ratio | 11.30 | |||
| Loan Loss Reserves to Loans | 0.79% | |||
| Liquidity |
Direct Federal Credit Union
Needham, MA |
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| Hot Money Ratio | 24.22% | |||
| Liquidity Ratio | 11.63% | |||
| Profitability |
Direct Federal Credit Union
Needham, MA |
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| 5-Year Return on Average Assets | 0.19% | |||
| Net Income | -822.00K | |||
| Net Interest Spread | 1.95% | |||
| Operating Profit to Average Assets | -0.41% | |||
| Overhead Efficiency Ratio | 120.89% | |||
| Return on Assets | -0.41% | |||
| Return on Equity | -3.73% | |||