Qside Federal Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 2.7%, coupled with a return on assets of 1.6 has resulted in Excellent (7.9) profitability. Excellent current capitalization (7.8 on a scale of 0 to 10) based on a net capital to total assets of 10.0 and a net worth ratio of 10.0.
Other Rating Factors:
A current level of 2.6 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.4). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.9 on a scale of 0 to 10).
Asset Mix:
Consumer loans (54%), securities (15%), home mtgs (2%), other (29%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
21131 Jamaica Avenue
Queens Village, NY 11428
Queens Village, NY 11428
Phone Number
(718) 353-1300
NCUA Charter Number
Website
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