Qside Federal Credit Union
Major Rating Factors:
Excellent current capitalization (9.8 on a scale of 0 to 10) based on a net capital to total assets of 11.4 and a net worth ratio of 11.5. Operating profits as a percentage of assets at 4.7%, coupled with a return on assets of 3.1 has resulted in Excellent (9.2) profitability.
Other Rating Factors:
A current level of 2.0 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.0). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.5 on a scale of 0 to 10).
Asset Mix:
Consumer loans (50%), securities (7%), home mtgs (1%), other (42%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
21131 Jamaica Avenue
Queens Village, NY 11428
Queens Village, NY 11428
Phone Number
(718) 353-1300
NCUA Charter Number
Website
Largest Competitors
Bethpage, NY
Rochester, NY
Long Island City, NY
Hauppauge, NY
Albany, NY