D
First Harvest Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Harvest Federal Credit Union
Deptford, NJ
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Rating D
Asset Quality Index 7.90
Capitalization Index 4.50
Liquidity Index 2.70
Profitability Index 4.60
Stability Index 2.40
Company Info First Harvest Federal Credit Union
Deptford, NJ
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NCUA Charter Number 1117
Phone Number (856) 232-9000
Website www.firstharvestcu.com
Asset Quality First Harvest Federal Credit Union
Deptford, NJ
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1-Year Asset Growth -1.77%
5-Year Asset Growth 2.83%
5-Year Charge-Offs to Average Loans 0.54%
Charge-Offs to Average Loans 0.61%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 5.56%
Non-Performing Loans to Loans 0.64%
Balance Sheet First Harvest Federal Credit Union
Deptford, NJ
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Total Assets 449.85M
Total Deposits 395.91M
Capital and Reserves First Harvest Federal Credit Union
Deptford, NJ
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Capital 30.97M
Leverage Ratio 8.52
Loan Loss Reserves to Loans 0.79%
Liquidity First Harvest Federal Credit Union
Deptford, NJ
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Hot Money Ratio 7.17%
Liquidity Ratio 12.94%
Profitability First Harvest Federal Credit Union
Deptford, NJ
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5-Year Return on Average Assets 0.03%
Net Income 2.93M
Net Interest Spread 2.98%
Operating Profit to Average Assets 1.70%
Overhead Efficiency Ratio 74.65%
Return on Assets 1.33%
Return on Equity 21.02%