Heritage Financial Credit Union
| Weiss Ratings |
Heritage Financial Credit Union
Middletown, NY |
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| Rating | ||||
| Asset Quality Index | 5.70 | |||
| Capitalization Index | 4.50 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 3.90 | |||
| Company Info |
Heritage Financial Credit Union
Middletown, NY |
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| NCUA Charter Number | 1118 | |||
| Phone Number | (845) 561-5607 | |||
| Website | www.heritagefcu.com | |||
| Asset Quality |
Heritage Financial Credit Union
Middletown, NY |
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| 1-Year Asset Growth | 5.53% | |||
| 5-Year Asset Growth | 10.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 1.01% | |||
| Non-Performing Loans to Capital | 13.32% | |||
| Non-Performing Loans to Loans | 1.06% | |||
| Balance Sheet |
Heritage Financial Credit Union
Middletown, NY |
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| Total Assets | 748.71M | |||
| Total Deposits | 610.07M | |||
| Capital and Reserves |
Heritage Financial Credit Union
Middletown, NY |
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| Capital | 51.44M | |||
| Leverage Ratio | 10.50 | |||
| Loan Loss Reserves to Loans | 0.85% | |||
| Liquidity |
Heritage Financial Credit Union
Middletown, NY |
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| Hot Money Ratio | 7.77% | |||
| Liquidity Ratio | 6.05% | |||
| Profitability |
Heritage Financial Credit Union
Middletown, NY |
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| 5-Year Return on Average Assets | 0.55% | |||
| Net Income | 351.00K | |||
| Net Interest Spread | 3.83% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 84.51% | |||
| Return on Assets | 0.19% | |||
| Return on Equity | 2.75% | |||