Heritage Financial Credit Union
| Weiss Ratings |
Heritage Financial Credit Union
Middletown, NY |
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| Rating | ||||
| Asset Quality Index | 5.60 | |||
| Capitalization Index | 4.50 | |||
| Liquidity Index | 1.60 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 3.90 | |||
| Company Info |
Heritage Financial Credit Union
Middletown, NY |
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| NCUA Charter Number | 1118 | |||
| Phone Number | (845) 561-5607 | |||
| Website | www.heritagefcu.com | |||
| Asset Quality |
Heritage Financial Credit Union
Middletown, NY |
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| 1-Year Asset Growth | 9.48% | |||
| 5-Year Asset Growth | 10.89% | |||
| 5-Year Charge-Offs to Average Loans | 0.37% | |||
| Charge-Offs to Average Loans | 0.41% | |||
| Non-Performing Assets to Assets | 1.26% | |||
| Non-Performing Loans to Capital | 16.74% | |||
| Non-Performing Loans to Loans | 1.39% | |||
| Balance Sheet |
Heritage Financial Credit Union
Middletown, NY |
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| Total Assets | 789.57M | |||
| Total Deposits | 621.69M | |||
| Capital and Reserves |
Heritage Financial Credit Union
Middletown, NY |
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| Capital | 53.71M | |||
| Leverage Ratio | 10.18 | |||
| Loan Loss Reserves to Loans | 0.82% | |||
| Liquidity |
Heritage Financial Credit Union
Middletown, NY |
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| Hot Money Ratio | 7.57% | |||
| Liquidity Ratio | 6.47% | |||
| Profitability |
Heritage Financial Credit Union
Middletown, NY |
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| 5-Year Return on Average Assets | 0.55% | |||
| Net Income | 2.14M | |||
| Net Interest Spread | 3.95% | |||
| Operating Profit to Average Assets | 0.77% | |||
| Overhead Efficiency Ratio | 83.26% | |||
| Return on Assets | 0.37% | |||
| Return on Equity | 5.48% | |||