Heritage Financial Credit Union
| Weiss Ratings |
Heritage Financial Credit Union
Middletown, NY |
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| Rating | ||||
| Asset Quality Index | 6.80 | |||
| Capitalization Index | 4.80 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 1.80 | |||
| Stability Index | 4.20 | |||
| Company Info |
Heritage Financial Credit Union
Middletown, NY |
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| NCUA Charter Number | 1118 | |||
| Phone Number | (845) 202-4696 | |||
| Website | www.heritagefcu.com | |||
| Asset Quality |
Heritage Financial Credit Union
Middletown, NY |
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| 1-Year Asset Growth | 13.14% | |||
| 5-Year Asset Growth | 12.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.38% | |||
| Non-Performing Assets to Assets | 0.67% | |||
| Non-Performing Loans to Capital | 8.48% | |||
| Non-Performing Loans to Loans | 0.64% | |||
| Balance Sheet |
Heritage Financial Credit Union
Middletown, NY |
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| Total Assets | 709.48M | |||
| Total Deposits | 586.71M | |||
| Capital and Reserves |
Heritage Financial Credit Union
Middletown, NY |
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| Capital | 51.11M | |||
| Leverage Ratio | 11.21 | |||
| Loan Loss Reserves to Loans | 0.72% | |||
| Liquidity |
Heritage Financial Credit Union
Middletown, NY |
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| Hot Money Ratio | 10.21% | |||
| Liquidity Ratio | 8.68% | |||
| Profitability |
Heritage Financial Credit Union
Middletown, NY |
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| 5-Year Return on Average Assets | 0.58% | |||
| Net Income | 453.00K | |||
| Net Interest Spread | 3.76% | |||
| Operating Profit to Average Assets | 0.48% | |||
| Overhead Efficiency Ratio | 89.35% | |||
| Return on Assets | 0.26% | |||
| Return on Equity | 3.57% | |||