C
Western Vista Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Western Vista Federal Credit Union
Cheyenne, WY
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Rating C
Asset Quality Index 7.20
Capitalization Index 7.30
Liquidity Index 1.50
Profitability Index 1.60
Stability Index 5.70
Company Info Western Vista Federal Credit Union
Cheyenne, WY
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NCUA Charter Number 1120
Phone Number (307) 633-2969
Website www.wvista.com
Asset Quality Western Vista Federal Credit Union
Cheyenne, WY
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1-Year Asset Growth 1.15%
5-Year Asset Growth 7.13%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.95%
Non-Performing Assets to Assets 0.70%
Non-Performing Loans to Capital 7.31%
Non-Performing Loans to Loans 0.80%
Balance Sheet Western Vista Federal Credit Union
Cheyenne, WY
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Total Assets 258.04M
Total Deposits 228.33M
Capital and Reserves Western Vista Federal Credit Union
Cheyenne, WY
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Capital 24.18M
Leverage Ratio 9.41
Loan Loss Reserves to Loans 0.87%
Liquidity Western Vista Federal Credit Union
Cheyenne, WY
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Hot Money Ratio 18.22%
Liquidity Ratio 3.29%
Profitability Western Vista Federal Credit Union
Cheyenne, WY
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5-Year Return on Average Assets 0.46%
Net Income 327.00K
Net Interest Spread 4.31%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 84.53%
Return on Assets 0.26%
Return on Equity 2.73%