| Weiss Ratings |
Alliance Credit Union
Lubbock, TX |
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| Rating | ||||
| Asset Quality Index | 7.00 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 1.00 | |||
| Profitability Index | 7.50 | |||
| Stability Index | 4.30 | |||
| Company Info |
Alliance Credit Union
Lubbock, TX |
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| NCUA Charter Number | 1122 | |||
| Phone Number | (806) 798-5554 | |||
| Website | www.alliancecutx.com | |||
| Asset Quality |
Alliance Credit Union
Lubbock, TX |
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| 1-Year Asset Growth | 8.18% | |||
| 5-Year Asset Growth | 17.23% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.85% | |||
| Non-Performing Assets to Assets | 0.84% | |||
| Non-Performing Loans to Capital | 7.15% | |||
| Non-Performing Loans to Loans | 0.91% | |||
| Balance Sheet |
Alliance Credit Union
Lubbock, TX |
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| Total Assets | 638.86M | |||
| Total Deposits | 551.25M | |||
| Capital and Reserves |
Alliance Credit Union
Lubbock, TX |
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| Capital | 71.75M | |||
| Leverage Ratio | 11.32 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Liquidity |
Alliance Credit Union
Lubbock, TX |
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| Hot Money Ratio | 32.82% | |||
| Liquidity Ratio | 5.41% | |||
| Profitability |
Alliance Credit Union
Lubbock, TX |
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| 5-Year Return on Average Assets | 1.35% | |||
| Net Income | 1.40M | |||
| Net Interest Spread | 4.17% | |||
| Operating Profit to Average Assets | 1.62% | |||
| Overhead Efficiency Ratio | 74.57% | |||
| Return on Assets | 0.89% | |||
| Return on Equity | 7.89% | |||