| Weiss Ratings |
Alliance Credit Union
Lubbock, TX |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.30 | |||
| Profitability Index | 8.70 | |||
| Stability Index | 4.30 | |||
| Company Info |
Alliance Credit Union
Lubbock, TX |
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| NCUA Charter Number | 1122 | |||
| Phone Number | (806) 798-5554 | |||
| Website | www.alliancecutx.com | |||
| Asset Quality |
Alliance Credit Union
Lubbock, TX |
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| 1-Year Asset Growth | 9.88% | |||
| 5-Year Asset Growth | 17.58% | |||
| 5-Year Charge-Offs to Average Loans | 0.22% | |||
| Charge-Offs to Average Loans | 0.51% | |||
| Non-Performing Assets to Assets | 0.80% | |||
| Non-Performing Loans to Capital | 6.76% | |||
| Non-Performing Loans to Loans | 0.95% | |||
| Balance Sheet |
Alliance Credit Union
Lubbock, TX |
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| Total Assets | 613.37M | |||
| Total Deposits | 537.34M | |||
| Capital and Reserves |
Alliance Credit Union
Lubbock, TX |
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| Capital | 70.72M | |||
| Leverage Ratio | 11.62 | |||
| Loan Loss Reserves to Loans | 0.29% | |||
| Liquidity |
Alliance Credit Union
Lubbock, TX |
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| Hot Money Ratio | 33.79% | |||
| Liquidity Ratio | 8.26% | |||
| Profitability |
Alliance Credit Union
Lubbock, TX |
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| 5-Year Return on Average Assets | 1.38% | |||
| Net Income | 4.49M | |||
| Net Interest Spread | 4.08% | |||
| Operating Profit to Average Assets | 1.44% | |||
| Overhead Efficiency Ratio | 76.12% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 8.84% | |||