| Weiss Ratings |
Modesto's First Federal Credit Union
Modesto, CA |
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| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 6.60 | |||
| Stability Index | 4.70 | |||
| Company Info |
Modesto's First Federal Credit Union
Modesto, CA |
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| NCUA Charter Number | 1127 | |||
| Phone Number | (209) 521-2020 | |||
| Website | www.m1fcu.org | |||
| Asset Quality |
Modesto's First Federal Credit Union
Modesto, CA |
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| 1-Year Asset Growth | 11.43% | |||
| 5-Year Asset Growth | 11.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.64% | |||
| Non-Performing Assets to Assets | 0.73% | |||
| Non-Performing Loans to Capital | 6.90% | |||
| Non-Performing Loans to Loans | 0.89% | |||
| Balance Sheet |
Modesto's First Federal Credit Union
Modesto, CA |
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| Total Assets | 61.99M | |||
| Total Deposits | 55.33M | |||
| Capital and Reserves |
Modesto's First Federal Credit Union
Modesto, CA |
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| Capital | 6.07M | |||
| Leverage Ratio | 9.79 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Liquidity |
Modesto's First Federal Credit Union
Modesto, CA |
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| Hot Money Ratio | 28.61% | |||
| Liquidity Ratio | 10.75% | |||
| Profitability |
Modesto's First Federal Credit Union
Modesto, CA |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 246.00K | |||
| Net Interest Spread | 4.09% | |||
| Operating Profit to Average Assets | 1.67% | |||
| Overhead Efficiency Ratio | 62.59% | |||
| Return on Assets | 0.55% | |||
| Return on Equity | 5.48% | |||