| Weiss Ratings |
Modesto's First Federal Credit Union
Modesto, CA |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 4.90 | |||
| Company Info |
Modesto's First Federal Credit Union
Modesto, CA |
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| NCUA Charter Number | 1127 | |||
| Phone Number | (209) 521-2020 | |||
| Website | www.m1fcu.org | |||
| Asset Quality |
Modesto's First Federal Credit Union
Modesto, CA |
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| 1-Year Asset Growth | 1.19% | |||
| 5-Year Asset Growth | 11.27% | |||
| 5-Year Charge-Offs to Average Loans | 0.19% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 2.82% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
Modesto's First Federal Credit Union
Modesto, CA |
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| Total Assets | 53.64M | |||
| Total Deposits | 47.90M | |||
| Capital and Reserves |
Modesto's First Federal Credit Union
Modesto, CA |
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| Capital | 5.54M | |||
| Leverage Ratio | 10.33 | |||
| Loan Loss Reserves to Loans | 0.41% | |||
| Liquidity |
Modesto's First Federal Credit Union
Modesto, CA |
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| Hot Money Ratio | 22.80% | |||
| Liquidity Ratio | 14.32% | |||
| Profitability |
Modesto's First Federal Credit Union
Modesto, CA |
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| 5-Year Return on Average Assets | 0.50% | |||
| Net Income | 54.00K | |||
| Net Interest Spread | 2.94% | |||
| Operating Profit to Average Assets | 0.48% | |||
| Overhead Efficiency Ratio | 84.80% | |||
| Return on Assets | 0.41% | |||
| Return on Equity | 3.92% | |||