| Weiss Ratings |
Modesto's First Federal Credit Union
Modesto, CA |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 5.30 | |||
| Stability Index | 5.00 | |||
| Company Info |
Modesto's First Federal Credit Union
Modesto, CA |
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| NCUA Charter Number | 1127 | |||
| Phone Number | (209) 521-2020 | |||
| Website | www.m1fcu.org | |||
| Asset Quality |
Modesto's First Federal Credit Union
Modesto, CA |
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| 1-Year Asset Growth | 12.90% | |||
| 5-Year Asset Growth | 11.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 0.95% | |||
| Non-Performing Loans to Capital | 5.75% | |||
| Non-Performing Loans to Loans | 0.80% | |||
| Balance Sheet |
Modesto's First Federal Credit Union
Modesto, CA |
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| Total Assets | 59.72M | |||
| Total Deposits | 53.52M | |||
| Capital and Reserves |
Modesto's First Federal Credit Union
Modesto, CA |
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| Capital | 6.09M | |||
| Leverage Ratio | 10.19 | |||
| Loan Loss Reserves to Loans | 0.68% | |||
| Liquidity |
Modesto's First Federal Credit Union
Modesto, CA |
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| Hot Money Ratio | 27.07% | |||
| Liquidity Ratio | 16.92% | |||
| Profitability |
Modesto's First Federal Credit Union
Modesto, CA |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 268.00K | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 1.50% | |||
| Overhead Efficiency Ratio | 65.32% | |||
| Return on Assets | 0.92% | |||
| Return on Equity | 9.02% | |||