B
Service 1 Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Service 1 Federal Credit Union
Norton Shores, MI
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 4.60
Stability Index 8.80
Company Info Service 1 Federal Credit Union
Norton Shores, MI
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NCUA Charter Number 1132
Phone Number (800) 879-9697
Website www.service1fcu.com
Asset Quality Service 1 Federal Credit Union
Norton Shores, MI
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1-Year Asset Growth 1.02%
5-Year Asset Growth 6.74%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.35%
Non-Performing Assets to Assets 0.23%
Non-Performing Loans to Capital 1.15%
Non-Performing Loans to Loans 0.27%
Balance Sheet Service 1 Federal Credit Union
Norton Shores, MI
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Total Assets 202.71M
Total Deposits 167.55M
Capital and Reserves Service 1 Federal Credit Union
Norton Shores, MI
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Capital 33.84M
Leverage Ratio 16.75
Loan Loss Reserves to Loans 0.50%
Liquidity Service 1 Federal Credit Union
Norton Shores, MI
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Hot Money Ratio 6.70%
Liquidity Ratio 22.90%
Profitability Service 1 Federal Credit Union
Norton Shores, MI
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5-Year Return on Average Assets 0.91%
Net Income 1.01M
Net Interest Spread 4.61%
Operating Profit to Average Assets 1.33%
Overhead Efficiency Ratio 79.83%
Return on Assets 0.99%
Return on Equity 6.06%