Service 1 Federal Credit Union
| Weiss Ratings |
Service 1 Federal Credit Union
Norton Shores, MI |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 7.20 | |||
| Stability Index | 7.00 | |||
| Company Info |
Service 1 Federal Credit Union
Norton Shores, MI |
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| NCUA Charter Number | 1132 | |||
| Phone Number | (231) 739-5068 | |||
| Website | www.service1fcu.com | |||
| Asset Quality |
Service 1 Federal Credit Union
Norton Shores, MI |
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| 1-Year Asset Growth | 1.55% | |||
| 5-Year Asset Growth | 10.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.31% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 2.29% | |||
| Non-Performing Loans to Loans | 0.52% | |||
| Balance Sheet |
Service 1 Federal Credit Union
Norton Shores, MI |
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| Total Assets | 200.00M | |||
| Total Deposits | 167.89M | |||
| Capital and Reserves |
Service 1 Federal Credit Union
Norton Shores, MI |
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| Capital | 31.18M | |||
| Leverage Ratio | 15.72 | |||
| Loan Loss Reserves to Loans | 0.54% | |||
| Liquidity |
Service 1 Federal Credit Union
Norton Shores, MI |
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| Hot Money Ratio | 7.07% | |||
| Liquidity Ratio | 21.39% | |||
| Profitability |
Service 1 Federal Credit Union
Norton Shores, MI |
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| 5-Year Return on Average Assets | 0.90% | |||
| Net Income | 505.00K | |||
| Net Interest Spread | 4.05% | |||
| Operating Profit to Average Assets | 1.32% | |||
| Overhead Efficiency Ratio | 77.11% | |||
| Return on Assets | 1.03% | |||
| Return on Equity | 6.62% | |||