B
Service 1 Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Service 1 Federal Credit Union
Norton Shores, MI
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 4.60
Stability Index 8.80
Company Info Service 1 Federal Credit Union
Norton Shores, MI
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NCUA Charter Number 1132
Phone Number (800) 879-9697
Website www.service1fcu.com
Asset Quality Service 1 Federal Credit Union
Norton Shores, MI
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1-Year Asset Growth 3.34%
5-Year Asset Growth 6.74%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 0.19%
Non-Performing Loans to Capital 1.15%
Non-Performing Loans to Loans 0.27%
Balance Sheet Service 1 Federal Credit Union
Norton Shores, MI
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Total Assets 206.69M
Total Deposits 172.19M
Capital and Reserves Service 1 Federal Credit Union
Norton Shores, MI
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Capital 33.17M
Leverage Ratio 16.11
Loan Loss Reserves to Loans 0.49%
Liquidity Service 1 Federal Credit Union
Norton Shores, MI
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Hot Money Ratio 6.70%
Liquidity Ratio 22.90%
Profitability Service 1 Federal Credit Union
Norton Shores, MI
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5-Year Return on Average Assets 0.91%
Net Income 352.00K
Net Interest Spread 4.44%
Operating Profit to Average Assets 1.18%
Overhead Efficiency Ratio 79.83%
Return on Assets 0.69%
Return on Equity 4.27%