D
Gulf Coast Federal Credit Union
Rating Date
July 2025
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Major Rating Factors: A current level of 21.5 percent of nonperforming loans to core capital combined with 20.1 percent from a year earlier contributes to the Weak asset quality (2.7).
Other Rating Factors: Weak liquidity 1.5, driven by a liquidity ratio of 14.0 percent and a “hot money” ratio of 46.3 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.0 on a scale of 0 to 10).
Asset Mix: Consumer loans (51%), home mtgs (30%), other (19%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
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Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
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Hot Money
Corporate Info
Address
2633 Rodd Field Road
Corpus Christi, TX 78414
Phone Number
(361) 980-8203
NCUA Charter Number
Largest Competitors
C
Corpus Christi, TX
C
Corpus Christi, TX
A
Corpus Christi, TX
C
Corpus Christi, TX
C