Star Financial Credit Union
Major Rating Factors:
A current level of 1.6 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.3). Excellent current capitalization (9.2 on a scale of 0 to 10) based on a net capital to total assets of 11.0 and a net worth ratio of 11.0.
Other Rating Factors:
Good liquidity 5.9, driven by a liquidity ratio of 30.9 percent and a “hot money” ratio of 3.4 percent. Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.2 has resulted in Fair (4.6) profitability.
Asset Mix:
Consumer loans (42%), home mtgs (1%), other (57%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
10429 Leopard Street
Corpus Christi, TX 78410
Corpus Christi, TX 78410
Phone Number
(361) 242-7827
NCUA Charter Number
Website
Largest Competitors
Corpus Christi, TX
Corpus Christi, TX
Corpus Christi, TX
Corpus Christi, TX
Corpus Christi, TX