C
Bivins Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bivins Federal Credit Union
Masterson, TX
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Rating C
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 2.00
Stability Index 5.70
Company Info Bivins Federal Credit Union
Masterson, TX
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NCUA Charter Number 1135
Phone Number (806) 541-1845
Website www.bivinsfcu.com
Asset Quality Bivins Federal Credit Union
Masterson, TX
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1-Year Asset Growth -24.47%
5-Year Asset Growth -9.26%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Bivins Federal Credit Union
Masterson, TX
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Total Assets 3.96M
Total Deposits 2.99M
Capital and Reserves Bivins Federal Credit Union
Masterson, TX
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Capital 946.00K
Leverage Ratio 23.91
Loan Loss Reserves to Loans 0.70%
Liquidity Bivins Federal Credit Union
Masterson, TX
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Hot Money Ratio 3.61%
Liquidity Ratio 26.24%
Profitability Bivins Federal Credit Union
Masterson, TX
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5-Year Return on Average Assets -0.29%
Net Income 8.00K
Net Interest Spread 4.09%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 116.67%
Return on Assets 0.79%
Return on Equity 3.40%