B
Galaxy Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Galaxy Federal Credit Union
Franklin, PA
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Rating B
Asset Quality Index 9.80
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 3.80
Stability Index 7.40
Company Info Galaxy Federal Credit Union
Franklin, PA
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NCUA Charter Number 1140
Phone Number (814) 432-1207
Website www.galaxyfcu.com
Asset Quality Galaxy Federal Credit Union
Franklin, PA
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1-Year Asset Growth 7.38%
5-Year Asset Growth 5.89%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.75%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 2.16%
Non-Performing Loans to Loans 0.87%
Balance Sheet Galaxy Federal Credit Union
Franklin, PA
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Total Assets 67.40M
Total Deposits 55.10M
Capital and Reserves Galaxy Federal Credit Union
Franklin, PA
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Capital 12.08M
Leverage Ratio 18.01
Loan Loss Reserves to Loans 0.57%
Liquidity Galaxy Federal Credit Union
Franklin, PA
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Hot Money Ratio 18.48%
Liquidity Ratio 35.67%
Profitability Galaxy Federal Credit Union
Franklin, PA
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5-Year Return on Average Assets 0.72%
Net Income 291.00K
Net Interest Spread 3.31%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 77.22%
Return on Assets 0.86%
Return on Equity 4.89%