A
Highway District 21 Federal Credit Union
PharrTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Highway District 21 Federal Credit Union
Pharr, TX
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 10.00
Stability Index 9.00
Company Info Highway District 21 Federal Credit Union
Pharr, TX
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NCUA Charter Number 1144
Phone Number (956) 787-2701
Website www.highwaydistrict21fcu.com
Asset Quality Highway District 21 Federal Credit Union
Pharr, TX
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1-Year Asset Growth 0.67%
5-Year Asset Growth 4.32%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.17%
Non-Performing Loans to Capital 0.76%
Non-Performing Loans to Loans 0.38%
Balance Sheet Highway District 21 Federal Credit Union
Pharr, TX
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Total Assets 51.66M
Total Deposits 40.07M
Capital and Reserves Highway District 21 Federal Credit Union
Pharr, TX
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Capital 11.29M
Leverage Ratio 21.85
Loan Loss Reserves to Loans 0.95%
Liquidity Highway District 21 Federal Credit Union
Pharr, TX
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Hot Money Ratio 19.27%
Liquidity Ratio 39.36%
Profitability Highway District 21 Federal Credit Union
Pharr, TX
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5-Year Return on Average Assets 1.27%
Net Income 793.00K
Net Interest Spread 4.26%
Operating Profit to Average Assets 2.07%
Overhead Efficiency Ratio 48.21%
Return on Assets 2.06%
Return on Equity 9.71%