A
Highway District 21 Federal Credit Union
PharrTX
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Highway District 21 Federal Credit Union
Pharr, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.90
Profitability Index 9.80
Stability Index 9.00
Company Info Highway District 21 Federal Credit Union
Pharr, TX
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 1144
Phone Number (956) 787-2701
Website www.highwaydistrict21fcu.com
Asset Quality Highway District 21 Federal Credit Union
Pharr, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 1.99%
5-Year Asset Growth 4.32%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.33%
Non-Performing Loans to Loans 0.62%
Balance Sheet Highway District 21 Federal Credit Union
Pharr, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 51.44M
Total Deposits 40.06M
Capital and Reserves Highway District 21 Federal Credit Union
Pharr, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 11.03M
Leverage Ratio 21.44
Loan Loss Reserves to Loans 0.95%
Liquidity Highway District 21 Federal Credit Union
Pharr, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 16.23%
Liquidity Ratio 42.60%
Profitability Highway District 21 Federal Credit Union
Pharr, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.27%
Net Income 535.00K
Net Interest Spread 4.20%
Operating Profit to Average Assets 2.09%
Overhead Efficiency Ratio 44.95%
Return on Assets 2.09%
Return on Equity 9.94%