B
Montana Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Montana Federal Credit Union
Great Falls, MT
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Rating B
Asset Quality Index 9.80
Capitalization Index 9.00
Liquidity Index 3.80
Profitability Index 7.60
Stability Index 7.00
Company Info Montana Federal Credit Union
Great Falls, MT
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NCUA Charter Number 1148
Phone Number (406) 727-2210
Website www.montanacu.com
Asset Quality Montana Federal Credit Union
Great Falls, MT
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1-Year Asset Growth 4.02%
5-Year Asset Growth 6.83%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.48%
Non-Performing Loans to Loans 0.22%
Balance Sheet Montana Federal Credit Union
Great Falls, MT
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Total Assets 348.00M
Total Deposits 309.81M
Capital and Reserves Montana Federal Credit Union
Great Falls, MT
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Capital 37.70M
Leverage Ratio 11.53
Loan Loss Reserves to Loans 0.41%
Liquidity Montana Federal Credit Union
Great Falls, MT
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Hot Money Ratio 5.50%
Liquidity Ratio 20.17%
Profitability Montana Federal Credit Union
Great Falls, MT
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5-Year Return on Average Assets 0.75%
Net Income 842.00K
Net Interest Spread 4.78%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 76.59%
Return on Assets 0.98%
Return on Equity 9.10%