Western Sun Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 17.1 and a net worth ratio of 17.1. A current level of 2.7 percent of nonperforming loans to core capital contributes to the Excellent asset quality (8.1).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.3 on a scale of 0 to 10). Fair liquidity 3.2, driven by a liquidity ratio of 21.9 percent and a “hot money” ratio of 18.5 percent.
Asset Mix:
Consumer loans (56%), home mtgs (2%), comm loans (0%), other (42%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
4620 West Kenosha Street
Broken Arrow, OK 74012
Broken Arrow, OK 74012
Phone Number
(918) 362-1400
NCUA Charter Number
Website
Largest Competitors
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