B
Community First Credit Union of Florida
Rating Date
December 2025
Net Capital
Ratio
12.21
Leverage
Ratio
12.94
Return On
Assets
1.01%
Total
Assets
2.89B
Capital
352.39M
Total
Deposits
2.49B
Net
Income
21.41M
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Weiss Ratings Community First Credit Union of Florida
Jacksonville, FL 		Click to
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 6.90
Stability Index 6.30
Company Info Community First Credit Union of Florida
Jacksonville, FL 		Click to
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NCUA Charter Number 116
Phone Number (904) 354-8537
Website www.communityfirstfl.org
Asset Quality Community First Credit Union of Florida
Jacksonville, FL 		Click to
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1-Year Asset Growth 3.28%
5-Year Asset Growth 9.45%
5-Year Charge-Offs to Average Loans 0.59%
Charge-Offs to Average Loans 1.06%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 4.30%
Non-Performing Loans to Loans 0.70%
Balance Sheet Community First Credit Union of Florida
Jacksonville, FL 		Click to
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Total Assets 2.89B
Total Deposits 2.49B
Capital and Reserves Community First Credit Union of Florida
Jacksonville, FL 		Click to
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Capital 352.39M
Leverage Ratio 12.94
Loan Loss Reserves to Loans 1.96%
Liquidity Community First Credit Union of Florida
Jacksonville, FL 		Click to
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Hot Money Ratio 21.11%
Liquidity Ratio 14.94%
Profitability Community First Credit Union of Florida
Jacksonville, FL 		Click to
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5-Year Return on Average Assets 0.97%
Net Income 21.41M
Net Interest Spread 4.27%
Operating Profit to Average Assets 1.76%
Overhead Efficiency Ratio 62.30%
Return on Assets 1.01%
Return on Equity 8.49%