B
Community First Credit Union of Florida
Rating Date
July 2025
Net Capital
Ratio
11.69
Leverage
Ratio
12.64
Return On
Assets
0.73%
Total
Assets
2.83B
Capital
330.25M
Total
Deposits
2.46B
Net
Income
5.10M
My Lists My Alerts
Weiss Ratings Community First Credit Union of Florida
Jacksonville, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 5.40
Stability Index 7.30
Company Info Community First Credit Union of Florida
Jacksonville, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 116
Phone Number (904) 354-8537
Website www.communityfirstfl.org
Asset Quality Community First Credit Union of Florida
Jacksonville, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 1.00%
5-Year Asset Growth 9.45%
5-Year Charge-Offs to Average Loans 0.59%
Charge-Offs to Average Loans 1.02%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 4.02%
Non-Performing Loans to Loans 0.65%
Balance Sheet Community First Credit Union of Florida
Jacksonville, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 2.83B
Total Deposits 2.46B
Capital and Reserves Community First Credit Union of Florida
Jacksonville, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 330.25M
Leverage Ratio 12.64
Loan Loss Reserves to Loans 1.99%
Liquidity Community First Credit Union of Florida
Jacksonville, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 18.54%
Liquidity Ratio 16.76%
Profitability Community First Credit Union of Florida
Jacksonville, FL 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.97%
Net Income 5.10M
Net Interest Spread 4.08%
Operating Profit to Average Assets 1.66%
Overhead Efficiency Ratio 65.58%
Return on Assets 0.73%
Return on Equity 6.27%