Choice One Community Federal Credit Union

Plains Township, PA

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Choice One Community Federal Credit Union Plains Township, PA	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	6.80
Capitalization Index	5.10
Liquidity Index	3.90
Profitability Index	5.10
Stability Index	3.60

Company Info	Choice One Community Federal Credit Union Plains Township, PA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1160
Phone Number	(570) 823-7676
Website	www.choiceone.org

Asset Quality	Choice One Community Federal Credit Union Plains Township, PA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-3.48%
5-Year Asset Growth	5.17%
5-Year Charge-Offs to Average Loans	0.25%
Charge-Offs to Average Loans	0.43%
Non-Performing Assets to Assets	0.93%
Non-Performing Loans to Capital	11.68%
Non-Performing Loans to Loans	1.47%

Balance Sheet	Choice One Community Federal Credit Union Plains Township, PA	Click to Compare	Click to Compare	Click to Compare
Total Assets	128.43M
Total Deposits	118.56M

Capital and Reserves	Choice One Community Federal Credit Union Plains Township, PA	Click to Compare	Click to Compare	Click to Compare
Capital	9.64M
Leverage Ratio	9.50
Loan Loss Reserves to Loans	0.67%

Liquidity	Choice One Community Federal Credit Union Plains Township, PA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.78%
Liquidity Ratio	14.73%

Profitability	Choice One Community Federal Credit Union Plains Township, PA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.27%
Net Income	296.00K
Net Interest Spread	4.43%
Operating Profit to Average Assets	1.79%
Overhead Efficiency Ratio	71.55%
Return on Assets	0.94%
Return on Equity	12.79%