C
Choice One Community Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
8.01
Leverage
Ratio
9.85
Return On
Assets
0.93%
Total
Assets
126.91M
Capital
10.17M
Total
Deposits
116.61M
Net
Income
592.00K
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Weiss Ratings Choice One Community Federal Credit Union
Plains Township, PA 		Click to
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Rating C
Asset Quality Index 6.90
Capitalization Index 5.60
Liquidity Index 3.90
Profitability Index 5.90
Stability Index 3.60
Company Info Choice One Community Federal Credit Union
Plains Township, PA 		Click to
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NCUA Charter Number 1160
Phone Number (570) 823-7676
Website www.choiceone.org
Asset Quality Choice One Community Federal Credit Union
Plains Township, PA 		Click to
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1-Year Asset Growth -2.66%
5-Year Asset Growth 5.17%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.35%
Non-Performing Assets to Assets 0.79%
Non-Performing Loans to Capital 9.40%
Non-Performing Loans to Loans 1.25%
Balance Sheet Choice One Community Federal Credit Union
Plains Township, PA 		Click to
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Total Assets 126.91M
Total Deposits 116.61M
Capital and Reserves Choice One Community Federal Credit Union
Plains Township, PA 		Click to
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Capital 10.17M
Leverage Ratio 9.85
Loan Loss Reserves to Loans 0.67%
Liquidity Choice One Community Federal Credit Union
Plains Township, PA 		Click to
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Hot Money Ratio 0.71%
Liquidity Ratio 14.90%
Profitability Choice One Community Federal Credit Union
Plains Township, PA 		Click to
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5-Year Return on Average Assets 0.27%
Net Income 592.00K
Net Interest Spread 4.50%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 75.62%
Return on Assets 0.93%
Return on Equity 12.36%