C
Choice One Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
8.52
Leverage
Ratio
10.20
Return On
Assets
0.89%
Total
Assets
124.99M
Capital
10.65M
Total
Deposits
114.05M
Net
Income
847.00K
My Lists My Alerts
Weiss Ratings Choice One Community Federal Credit Union
Plains Township, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 6.30
Capitalization Index 6.10
Liquidity Index 3.90
Profitability Index 7.00
Stability Index 3.60
Company Info Choice One Community Federal Credit Union
Plains Township, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 1160
Phone Number (570) 823-7676
Website www.choiceone.org
Asset Quality Choice One Community Federal Credit Union
Plains Township, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -0.69%
5-Year Asset Growth 5.17%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.49%
Non-Performing Assets to Assets 1.08%
Non-Performing Loans to Capital 12.12%
Non-Performing Loans to Loans 1.69%
Balance Sheet Choice One Community Federal Credit Union
Plains Township, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 124.99M
Total Deposits 114.05M
Capital and Reserves Choice One Community Federal Credit Union
Plains Township, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 10.65M
Leverage Ratio 10.20
Loan Loss Reserves to Loans 0.57%
Liquidity Choice One Community Federal Credit Union
Plains Township, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 0.64%
Liquidity Ratio 14.58%
Profitability Choice One Community Federal Credit Union
Plains Township, PA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.27%
Net Income 847.00K
Net Interest Spread 4.59%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 77.20%
Return on Assets 0.89%
Return on Equity 11.46%