B
Chief Financial Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
9.58
Leverage
Ratio
9.79
Return On
Assets
0.23%
Total
Assets
244.86M
Capital
23.46M
Total
Deposits
219.17M
Net
Income
403.00K
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Weiss Ratings Chief Financial Federal Credit Union
Rochester Hills, MI 		Click to
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Rating B
Asset Quality Index 9.10
Capitalization Index 7.20
Liquidity Index 3.10
Profitability Index 3.30
Stability Index 5.80
Company Info Chief Financial Federal Credit Union
Rochester Hills, MI 		Click to
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NCUA Charter Number 1163
Phone Number (248) 253-7900
Website www.chiefonline.com
Asset Quality Chief Financial Federal Credit Union
Rochester Hills, MI 		Click to
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1-Year Asset Growth 18.28%
5-Year Asset Growth 6.30%
5-Year Charge-Offs to Average Loans 0.40%
Charge-Offs to Average Loans 0.50%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 3.31%
Non-Performing Loans to Loans 0.49%
Balance Sheet Chief Financial Federal Credit Union
Rochester Hills, MI 		Click to
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Total Assets 244.86M
Total Deposits 219.17M
Capital and Reserves Chief Financial Federal Credit Union
Rochester Hills, MI 		Click to
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Capital 23.46M
Leverage Ratio 9.79
Loan Loss Reserves to Loans 1.05%
Liquidity Chief Financial Federal Credit Union
Rochester Hills, MI 		Click to
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Hot Money Ratio 17.16%
Liquidity Ratio 12.26%
Profitability Chief Financial Federal Credit Union
Rochester Hills, MI 		Click to
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5-Year Return on Average Assets 0.16%
Net Income 403.00K
Net Interest Spread 3.95%
Operating Profit to Average Assets 0.60%
Overhead Efficiency Ratio 87.38%
Return on Assets 0.23%
Return on Equity 2.34%