C
Atlantic Regional Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
8.99
Leverage
Ratio
10.67
Return On
Assets
0.41%
Total
Assets
1.09B
Capital
99.34M
Total
Deposits
954.09M
Net
Income
2.23M
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Weiss Ratings Atlantic Regional Federal Credit Union
South Portland, ME 		Click to
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Rating C
Asset Quality Index 9.20
Capitalization Index 6.60
Liquidity Index 2.80
Profitability Index 3.60
Stability Index 6.60
Company Info Atlantic Regional Federal Credit Union
South Portland, ME 		Click to
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NCUA Charter Number 1164
Phone Number (800) 834-0432
Website www.atlanticfcu.com
Asset Quality Atlantic Regional Federal Credit Union
South Portland, ME 		Click to
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1-Year Asset Growth 1.92%
5-Year Asset Growth 7.56%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 3.17%
Non-Performing Loans to Loans 0.46%
Balance Sheet Atlantic Regional Federal Credit Union
South Portland, ME 		Click to
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Total Assets 1.09B
Total Deposits 954.09M
Capital and Reserves Atlantic Regional Federal Credit Union
South Portland, ME 		Click to
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Capital 99.34M
Leverage Ratio 10.67
Loan Loss Reserves to Loans 0.98%
Liquidity Atlantic Regional Federal Credit Union
South Portland, ME 		Click to
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Hot Money Ratio 8.37%
Liquidity Ratio 8.77%
Profitability Atlantic Regional Federal Credit Union
South Portland, ME 		Click to
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5-Year Return on Average Assets 0.64%
Net Income 2.23M
Net Interest Spread 3.20%
Operating Profit to Average Assets 0.53%
Overhead Efficiency Ratio 86.35%
Return on Assets 0.41%
Return on Equity 4.63%