C
Atlantic Regional Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
8.69
Leverage
Ratio
10.45
Return On
Assets
0.16%
Total
Assets
1.10B
Capital
96.66M
Total
Deposits
963.88M
Net
Income
438.00K
My Lists My Alerts
Weiss Ratings Atlantic Regional Federal Credit Union
South Portland, ME 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 9.20
Capitalization Index 6.30
Liquidity Index 3.00
Profitability Index 3.00
Stability Index 6.00
Company Info Atlantic Regional Federal Credit Union
South Portland, ME 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 1164
Phone Number (800) 834-0432
Website www.atlanticfcu.com
Asset Quality Atlantic Regional Federal Credit Union
South Portland, ME 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -6.24%
5-Year Asset Growth 7.56%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 2.19%
Non-Performing Loans to Loans 0.31%
Balance Sheet Atlantic Regional Federal Credit Union
South Portland, ME 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 1.10B
Total Deposits 963.88M
Capital and Reserves Atlantic Regional Federal Credit Union
South Portland, ME 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 96.66M
Leverage Ratio 10.45
Loan Loss Reserves to Loans 0.98%
Liquidity Atlantic Regional Federal Credit Union
South Portland, ME 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 8.93%
Liquidity Ratio 10.37%
Profitability Atlantic Regional Federal Credit Union
South Portland, ME 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.64%
Net Income 438.00K
Net Interest Spread 3.11%
Operating Profit to Average Assets 0.38%
Overhead Efficiency Ratio 91.89%
Return on Assets 0.16%
Return on Equity 1.85%