C
Peninsula Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peninsula Federal Credit Union
Escanaba, MI
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Rating C
Asset Quality Index 7.60
Capitalization Index 6.10
Liquidity Index 2.70
Profitability Index 4.30
Stability Index 4.70
Company Info Peninsula Federal Credit Union
Escanaba, MI
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NCUA Charter Number 1165
Phone Number (906) 789-6400
Website www.peninsulafcu.com
Asset Quality Peninsula Federal Credit Union
Escanaba, MI
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1-Year Asset Growth 6.08%
5-Year Asset Growth 10.76%
5-Year Charge-Offs to Average Loans 0.40%
Charge-Offs to Average Loans 0.41%
Non-Performing Assets to Assets 0.49%
Non-Performing Loans to Capital 5.24%
Non-Performing Loans to Loans 0.50%
Balance Sheet Peninsula Federal Credit Union
Escanaba, MI
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Total Assets 334.20M
Total Deposits 304.13M
Capital and Reserves Peninsula Federal Credit Union
Escanaba, MI
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Capital 28.40M
Leverage Ratio 8.55
Loan Loss Reserves to Loans 1.05%
Liquidity Peninsula Federal Credit Union
Escanaba, MI
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Hot Money Ratio 22.26%
Liquidity Ratio 15.48%
Profitability Peninsula Federal Credit Union
Escanaba, MI
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5-Year Return on Average Assets 0.65%
Net Income 723.00K
Net Interest Spread 3.94%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 75.31%
Return on Assets 0.87%
Return on Equity 10.32%