Greenville Heritage Federal Credit Union

Greenville, SC

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Greenville Heritage Federal Credit Union Greenville, SC	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	3.50
Profitability Index	6.20
Stability Index	8.00

Company Info	Greenville Heritage Federal Credit Union Greenville, SC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1178
Phone Number	(864) 467-4160
Website	www.greenvilleheritage.com

Asset Quality	Greenville Heritage Federal Credit Union Greenville, SC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.40%
5-Year Asset Growth	6.82%
5-Year Charge-Offs to Average Loans	0.25%
Charge-Offs to Average Loans	0.41%
Non-Performing Assets to Assets	0.12%
Non-Performing Loans to Capital	0.82%
Non-Performing Loans to Loans	0.22%

Balance Sheet	Greenville Heritage Federal Credit Union Greenville, SC	Click to Compare	Click to Compare	Click to Compare
Total Assets	168.71M
Total Deposits	146.35M

Capital and Reserves	Greenville Heritage Federal Credit Union Greenville, SC	Click to Compare	Click to Compare	Click to Compare
Capital	21.65M
Leverage Ratio	12.92
Loan Loss Reserves to Loans	2.25%

Liquidity	Greenville Heritage Federal Credit Union Greenville, SC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	24.92%
Liquidity Ratio	16.23%

Profitability	Greenville Heritage Federal Credit Union Greenville, SC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.58%
Net Income	1.08M
Net Interest Spread	3.92%
Operating Profit to Average Assets	1.13%
Overhead Efficiency Ratio	75.19%
Return on Assets	0.85%
Return on Equity	6.85%