B
Southwest Montana Community Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
7.70
Leverage
Ratio
12.59
Return On
Assets
1.31%
Total
Assets
144.71M
Capital
11.14M
Total
Deposits
131.87M
Net
Income
475.00K
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Weiss Ratings Southwest Montana Community Federal Credit Union
Anaconda, MT 		Click to
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Rating B
Asset Quality Index 9.60
Capitalization Index 5.30
Liquidity Index 4.60
Profitability Index 6.00
Stability Index 6.30
Company Info Southwest Montana Community Federal Credit Union
Anaconda, MT 		Click to
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NCUA Charter Number 1179
Phone Number (406) 563-8484
Website www.swmcfcu.org
Asset Quality Southwest Montana Community Federal Credit Union
Anaconda, MT 		Click to
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1-Year Asset Growth -1.41%
5-Year Asset Growth 5.59%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 3.20%
Non-Performing Loans to Loans 0.51%
Balance Sheet Southwest Montana Community Federal Credit Union
Anaconda, MT 		Click to
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Total Assets 144.71M
Total Deposits 131.87M
Capital and Reserves Southwest Montana Community Federal Credit Union
Anaconda, MT 		Click to
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Capital 11.14M
Leverage Ratio 12.59
Loan Loss Reserves to Loans 0.43%
Liquidity Southwest Montana Community Federal Credit Union
Anaconda, MT 		Click to
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Hot Money Ratio 3.13%
Liquidity Ratio 14.50%
Profitability Southwest Montana Community Federal Credit Union
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5-Year Return on Average Assets 0.38%
Net Income 475.00K
Net Interest Spread 3.48%
Operating Profit to Average Assets 1.37%
Overhead Efficiency Ratio 69.40%
Return on Assets 1.31%
Return on Equity 17.23%