Southwest Montana Community Federal Credit Union

Anaconda, MT

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Southwest Montana Community Federal Credit Union Anaconda, MT	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	6.70
Liquidity Index	4.50
Profitability Index	7.50
Stability Index	6.90

Company Info	Southwest Montana Community Federal Credit Union Anaconda, MT	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1179
Phone Number	(406) 563-8484
Website	www.swmcfcu.org

Asset Quality	Southwest Montana Community Federal Credit Union Anaconda, MT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	36.44%
5-Year Asset Growth	5.76%
5-Year Charge-Offs to Average Loans	0.06%
Charge-Offs to Average Loans	0.29%
Non-Performing Assets to Assets	0.42%
Non-Performing Loans to Capital	1.72%
Non-Performing Loans to Loans	0.31%

Balance Sheet	Southwest Montana Community Federal Credit Union Anaconda, MT	Click to Compare	Click to Compare	Click to Compare
Total Assets	203.42M
Total Deposits	186.71M

Capital and Reserves	Southwest Montana Community Federal Credit Union Anaconda, MT	Click to Compare	Click to Compare	Click to Compare
Capital	15.65M
Leverage Ratio	10.72
Loan Loss Reserves to Loans	1.26%

Liquidity	Southwest Montana Community Federal Credit Union Anaconda, MT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	6.50%
Liquidity Ratio	17.34%

Profitability	Southwest Montana Community Federal Credit Union Anaconda, MT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.49%
Net Income	-731.00K
Net Interest Spread	4.83%
Operating Profit to Average Assets	0.39%
Overhead Efficiency Ratio	68.93%
Return on Assets	-0.88%
Return on Equity	-10.26%