D
South Bend Transit Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
24.81
Leverage
Ratio
24.81
Return On
Assets
0.53%
Total
Assets
3.74M
Capital
928.00K
Total
Deposits
2.66M
Net
Income
5.00K
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Weiss Ratings South Bend Transit Federal Credit Union
South Bend, IN 		Click to
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Rating D
Asset Quality Index 5.80
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 2.20
Stability Index 5.10
Company Info South Bend Transit Federal Credit Union
South Bend, IN 		Click to
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NCUA Charter Number 1188
Phone Number (574) 232-2192
Website www.sbtransitfcu.net
Asset Quality South Bend Transit Federal Credit Union
South Bend, IN 		Click to
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1-Year Asset Growth -10.76%
5-Year Asset Growth -2.09%
5-Year Charge-Offs to Average Loans 0.90%
Charge-Offs to Average Loans -0.91%
Non-Performing Assets to Assets 2.11%
Non-Performing Loans to Capital 8.26%
Non-Performing Loans to Loans 3.67%
Balance Sheet South Bend Transit Federal Credit Union
South Bend, IN 		Click to
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Total Assets 3.74M
Total Deposits 2.66M
Capital and Reserves South Bend Transit Federal Credit Union
South Bend, IN 		Click to
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Capital 928.00K
Leverage Ratio 24.81
Loan Loss Reserves to Loans 1.30%
Liquidity South Bend Transit Federal Credit Union
South Bend, IN 		Click to
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Hot Money Ratio 29.67%
Liquidity Ratio 16.58%
Profitability South Bend Transit Federal Credit Union
South Bend, IN 		Click to
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5-Year Return on Average Assets -0.30%
Net Income 5.00K
Net Interest Spread 4.03%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 109.52%
Return on Assets 0.53%
Return on Equity 2.16%