South Bend Transit Federal Credit Union

South Bend, IN

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	South Bend Transit Federal Credit Union South Bend, IN	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	5.10
Capitalization Index	10.00
Liquidity Index	3.80
Profitability Index	0.70
Stability Index	5.10

Company Info	South Bend Transit Federal Credit Union South Bend, IN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1188
Phone Number	(574) 232-2192
Website	www.sbtransitfcu.net

Asset Quality	South Bend Transit Federal Credit Union South Bend, IN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-18.23%
5-Year Asset Growth	-2.09%
5-Year Charge-Offs to Average Loans	0.90%
Charge-Offs to Average Loans	0.12%
Non-Performing Assets to Assets	3.24%
Non-Performing Loans to Capital	11.73%
Non-Performing Loans to Loans	5.07%

Balance Sheet	South Bend Transit Federal Credit Union South Bend, IN	Click to Compare	Click to Compare	Click to Compare
Total Assets	3.40M
Total Deposits	2.48M

Capital and Reserves	South Bend Transit Federal Credit Union South Bend, IN	Click to Compare	Click to Compare	Click to Compare
Capital	915.00K
Leverage Ratio	26.94
Loan Loss Reserves to Loans	1.06%

Liquidity	South Bend Transit Federal Credit Union South Bend, IN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	32.53%
Liquidity Ratio	8.85%

Profitability	South Bend Transit Federal Credit Union South Bend, IN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.30%
Net Income	-7.00K
Net Interest Spread	4.07%
Operating Profit to Average Assets	-0.22%
Overhead Efficiency Ratio	111.72%
Return on Assets	-0.26%
Return on Equity	-1.01%