Somerville Municipal Federal Credit Union

Somerville, MA

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Somerville Municipal Federal Credit Union Somerville, MA	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	5.60
Profitability Index	7.70
Stability Index	7.00

Company Info	Somerville Municipal Federal Credit Union Somerville, MA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1192
Phone Number	(617) 625-0898
Website	www.sommfcu.com

Asset Quality	Somerville Municipal Federal Credit Union Somerville, MA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.36%
5-Year Asset Growth	1.93%
5-Year Charge-Offs to Average Loans	0.07%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.13%
Non-Performing Loans to Capital	0.24%
Non-Performing Loans to Loans	0.08%

Balance Sheet	Somerville Municipal Federal Credit Union Somerville, MA	Click to Compare	Click to Compare	Click to Compare
Total Assets	51.49M
Total Deposits	42.63M

Capital and Reserves	Somerville Municipal Federal Credit Union Somerville, MA	Click to Compare	Click to Compare	Click to Compare
Capital	8.63M
Leverage Ratio	16.76
Loan Loss Reserves to Loans	1.28%

Liquidity	Somerville Municipal Federal Credit Union Somerville, MA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	12.79%
Liquidity Ratio	37.60%

Profitability	Somerville Municipal Federal Credit Union Somerville, MA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.70%
Net Income	173.00K
Net Interest Spread	4.30%
Operating Profit to Average Assets	1.45%
Overhead Efficiency Ratio	68.92%
Return on Assets	1.37%
Return on Equity	8.10%