| Weiss Ratings |
The Summit Federal Credit Union
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
The Summit Federal Credit Union
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1197 | |||
| Phone Number | (585) 453-7000 | |||
| Website | www.summitfcu.org | |||
| Asset Quality |
The Summit Federal Credit Union
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.15% | |||
| 5-Year Asset Growth | 6.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.24% | |||
| Non-Performing Loans to Capital | 1.71% | |||
| Non-Performing Loans to Loans | 0.24% | |||
| Balance Sheet |
The Summit Federal Credit Union
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.42B | |||
| Total Deposits | 1.25B | |||
| Capital and Reserves |
The Summit Federal Credit Union
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 154.32M | |||
| Leverage Ratio | 10.90 | |||
| Loan Loss Reserves to Loans | 0.59% | |||
| Liquidity |
The Summit Federal Credit Union
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 20.14% | |||
| Liquidity Ratio | 15.43% | |||
| Profitability |
The Summit Federal Credit Union
Rochester, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 6.87M | |||
| Net Interest Spread | 3.55% | |||
| Operating Profit to Average Assets | 1.20% | |||
| Overhead Efficiency Ratio | 68.97% | |||
| Return on Assets | 0.98% | |||
| Return on Equity | 9.11% | |||