| Weiss Ratings |
The Summit Federal Credit Union
Rochester, NY |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 8.80 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 6.30 | |||
| Company Info |
The Summit Federal Credit Union
Rochester, NY |
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| NCUA Charter Number | 1197 | |||
| Phone Number | (585) 453-7000 | |||
| Website | www.summitfcu.org | |||
| Asset Quality |
The Summit Federal Credit Union
Rochester, NY |
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| 1-Year Asset Growth | 3.40% | |||
| 5-Year Asset Growth | 6.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 1.71% | |||
| Non-Performing Loans to Loans | 0.24% | |||
| Balance Sheet |
The Summit Federal Credit Union
Rochester, NY |
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| Total Assets | 1.40B | |||
| Total Deposits | 1.24B | |||
| Capital and Reserves |
The Summit Federal Credit Union
Rochester, NY |
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| Capital | 150.82M | |||
| Leverage Ratio | 10.78 | |||
| Loan Loss Reserves to Loans | 0.58% | |||
| Liquidity |
The Summit Federal Credit Union
Rochester, NY |
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| Hot Money Ratio | 20.14% | |||
| Liquidity Ratio | 15.43% | |||
| Profitability |
The Summit Federal Credit Union
Rochester, NY |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 3.46M | |||
| Net Interest Spread | 3.48% | |||
| Operating Profit to Average Assets | 1.21% | |||
| Overhead Efficiency Ratio | 68.97% | |||
| Return on Assets | 1.00% | |||
| Return on Equity | 9.29% | |||