| Weiss Ratings |
The Summit Federal Credit Union
Rochester, NY |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 7.80 | |||
| Stability Index | 5.70 | |||
| Company Info |
The Summit Federal Credit Union
Rochester, NY |
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| NCUA Charter Number | 1197 | |||
| Phone Number | (585) 453-7000 | |||
| Website | www.summitfcu.org | |||
| Asset Quality |
The Summit Federal Credit Union
Rochester, NY |
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| 1-Year Asset Growth | 4.55% | |||
| 5-Year Asset Growth | 6.56% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 2.35% | |||
| Non-Performing Loans to Loans | 0.34% | |||
| Balance Sheet |
The Summit Federal Credit Union
Rochester, NY |
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| Total Assets | 1.41B | |||
| Total Deposits | 1.24B | |||
| Capital and Reserves |
The Summit Federal Credit Union
Rochester, NY |
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| Capital | 158.18M | |||
| Leverage Ratio | 11.19 | |||
| Loan Loss Reserves to Loans | 0.59% | |||
| Liquidity |
The Summit Federal Credit Union
Rochester, NY |
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| Hot Money Ratio | 21.49% | |||
| Liquidity Ratio | 13.59% | |||
| Profitability |
The Summit Federal Credit Union
Rochester, NY |
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| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 10.81M | |||
| Net Interest Spread | 3.60% | |||
| Operating Profit to Average Assets | 1.23% | |||
| Overhead Efficiency Ratio | 69.42% | |||
| Return on Assets | 1.03% | |||
| Return on Equity | 9.45% | |||