C
Austin Telco Federal Credit Union
AustinTX
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Austin Telco Federal Credit Union
Austin, TX
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Rating C
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 2.50
Profitability Index 2.20
Stability Index 8.10
Company Info Austin Telco Federal Credit Union
Austin, TX
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NCUA Charter Number 1198
Phone Number (512) 302-5555
Website www.atfcu.org
Asset Quality Austin Telco Federal Credit Union
Austin, TX
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1-Year Asset Growth 1.07%
5-Year Asset Growth 6.73%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.35%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 2.47%
Non-Performing Loans to Loans 0.42%
Balance Sheet Austin Telco Federal Credit Union
Austin, TX
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Total Assets 2.54B
Total Deposits 2.16B
Capital and Reserves Austin Telco Federal Credit Union
Austin, TX
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Capital 293.34M
Leverage Ratio 13.57
Loan Loss Reserves to Loans 0.44%
Liquidity Austin Telco Federal Credit Union
Austin, TX
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Hot Money Ratio 22.13%
Liquidity Ratio 10.81%
Profitability Austin Telco Federal Credit Union
Austin, TX
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5-Year Return on Average Assets 0.90%
Net Income 8.86M
Net Interest Spread 2.29%
Operating Profit to Average Assets 0.74%
Overhead Efficiency Ratio 73.03%
Return on Assets 0.47%
Return on Equity 4.22%