C
1st United Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st United Credit Union
Pleasanton, CA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 9.50
Capitalization Index 6.70
Liquidity Index 2.80
Profitability Index 3.30
Stability Index 6.50
Company Info 1st United Credit Union
Pleasanton, CA
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 12
Phone Number (925) 598-4800
Website www.1stunitedcu.org
Asset Quality 1st United Credit Union
Pleasanton, CA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -4.15%
5-Year Asset Growth 2.78%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.62%
Non-Performing Loans to Loans 0.31%
Balance Sheet 1st United Credit Union
Pleasanton, CA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.24B
Total Deposits 1.10B
Capital and Reserves 1st United Credit Union
Pleasanton, CA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 113.66M
Leverage Ratio 10.72
Loan Loss Reserves to Loans 0.42%
Liquidity 1st United Credit Union
Pleasanton, CA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 17.09%
Liquidity Ratio 14.17%
Profitability 1st United Credit Union
Pleasanton, CA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.38%
Net Income 1.60M
Net Interest Spread 3.28%
Operating Profit to Average Assets 0.76%
Overhead Efficiency Ratio 78.79%
Return on Assets 0.52%
Return on Equity 5.68%