1st United Credit Union
| Weiss Ratings |
1st United Credit Union
Pleasanton, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 6.30 | |||
| Company Info |
1st United Credit Union
Pleasanton, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 12 | |||
| Phone Number | (800) 649-0193 | |||
| Website | www.1stunitedcu.org | |||
| Asset Quality |
1st United Credit Union
Pleasanton, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.66% | |||
| 5-Year Asset Growth | 1.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | 0.31% | |||
| Non-Performing Assets to Assets | 0.18% | |||
| Non-Performing Loans to Capital | 1.56% | |||
| Non-Performing Loans to Loans | 0.24% | |||
| Balance Sheet |
1st United Credit Union
Pleasanton, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 1.23B | |||
| Total Deposits | 1.08B | |||
| Capital and Reserves |
1st United Credit Union
Pleasanton, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 138.36M | |||
| Leverage Ratio | 11.86 | |||
| Loan Loss Reserves to Loans | 0.58% | |||
| Liquidity |
1st United Credit Union
Pleasanton, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 16.89% | |||
| Liquidity Ratio | 20.12% | |||
| Profitability |
1st United Credit Union
Pleasanton, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.41% | |||
| Net Income | 8.39M | |||
| Net Interest Spread | 3.75% | |||
| Operating Profit to Average Assets | 1.18% | |||
| Overhead Efficiency Ratio | 72.38% | |||
| Return on Assets | 0.91% | |||
| Return on Equity | 8.52% | |||