C
Concho Educators Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
8.43
Leverage
Ratio
11.73
Return On
Assets
0.26%
Total
Assets
97.05M
Capital
8.18M
Total
Deposits
87.43M
Net
Income
193.00K
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Weiss Ratings Concho Educators Federal Credit Union
San Angelo, TX 		Click to
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Rating C
Asset Quality Index 8.40
Capitalization Index 6.00
Liquidity Index 3.90
Profitability Index 2.80
Stability Index 3.40
Company Info Concho Educators Federal Credit Union
San Angelo, TX 		Click to
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NCUA Charter Number 1203
Phone Number (325) 944-4551
Website www.conchoeducators.org
Asset Quality Concho Educators Federal Credit Union
San Angelo, TX 		Click to
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1-Year Asset Growth -1.97%
5-Year Asset Growth 3.86%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.50%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 2.39%
Non-Performing Loans to Loans 0.35%
Balance Sheet Concho Educators Federal Credit Union
San Angelo, TX 		Click to
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Total Assets 97.05M
Total Deposits 87.43M
Capital and Reserves Concho Educators Federal Credit Union
San Angelo, TX 		Click to
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Capital 8.18M
Leverage Ratio 11.73
Loan Loss Reserves to Loans 0.73%
Liquidity Concho Educators Federal Credit Union
San Angelo, TX 		Click to
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Hot Money Ratio 11.87%
Liquidity Ratio 18.16%
Profitability Concho Educators Federal Credit Union
San Angelo, TX 		Click to
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5-Year Return on Average Assets 0.60%
Net Income 193.00K
Net Interest Spread 3.64%
Operating Profit to Average Assets 0.66%
Overhead Efficiency Ratio 84.85%
Return on Assets 0.26%
Return on Equity 3.37%