A
Our Community Credit Union
SheltonWA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Our Community Credit Union
Shelton, WA
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Rating A
Asset Quality Index 10.00
Capitalization Index 9.10
Liquidity Index 4.10
Profitability Index 7.70
Stability Index 7.50
Company Info Our Community Credit Union
Shelton, WA
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NCUA Charter Number 1216
Phone Number (360) 426-9701
Website www.ourcu.com
Asset Quality Our Community Credit Union
Shelton, WA
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1-Year Asset Growth 2.50%
5-Year Asset Growth 7.89%
5-Year Charge-Offs to Average Loans 0.48%
Charge-Offs to Average Loans 0.70%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.46%
Non-Performing Loans to Loans 0.37%
Balance Sheet Our Community Credit Union
Shelton, WA
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Total Assets 620.25M
Total Deposits 542.69M
Capital and Reserves Our Community Credit Union
Shelton, WA
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Capital 70.44M
Leverage Ratio 12.15
Loan Loss Reserves to Loans 1.10%
Liquidity Our Community Credit Union
Shelton, WA
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Hot Money Ratio 14.15%
Liquidity Ratio 35.26%
Profitability Our Community Credit Union
Shelton, WA
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5-Year Return on Average Assets 0.77%
Net Income 5.83M
Net Interest Spread 3.99%
Operating Profit to Average Assets 1.98%
Overhead Efficiency Ratio 64.83%
Return on Assets 1.88%
Return on Equity 17.14%