B
Operating Engineers Local Union #3 Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
12.16
Leverage
Ratio
15.06
Return On
Assets
0.41%
Total
Assets
1.48B
Capital
179.56M
Total
Deposits
1.28B
Net
Income
1.51M
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Weiss Ratings Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 3.70
Stability Index 9.30
Company Info Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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NCUA Charter Number 122
Phone Number (925) 454-4000
Website www.oefederal.org
Asset Quality Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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1-Year Asset Growth 2.33%
5-Year Asset Growth 5.29%
5-Year Charge-Offs to Average Loans 0.39%
Charge-Offs to Average Loans 0.80%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 2.60%
Non-Performing Loans to Loans 0.50%
Balance Sheet Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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Total Assets 1.48B
Total Deposits 1.28B
Capital and Reserves Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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Capital 179.56M
Leverage Ratio 15.06
Loan Loss Reserves to Loans 1.20%
Liquidity Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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Hot Money Ratio 19.02%
Liquidity Ratio 14.65%
Profitability Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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5-Year Return on Average Assets 0.81%
Net Income 1.51M
Net Interest Spread 3.43%
Operating Profit to Average Assets 0.98%
Overhead Efficiency Ratio 75.66%
Return on Assets 0.41%
Return on Equity 3.38%