B
Operating Engineers Local Union #3 Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
13.67
Leverage
Ratio
15.07
Return On
Assets
0.77%
Total
Assets
1.58B
Capital
215.30M
Total
Deposits
1.35B
Net
Income
5.94M
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Weiss Ratings Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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Rating B
Asset Quality Index 9.50
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 6.00
Stability Index 8.80
Company Info Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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NCUA Charter Number 122
Phone Number (925) 454-4000
Website www.oefederal.org
Asset Quality Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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1-Year Asset Growth 7.44%
5-Year Asset Growth 5.14%
5-Year Charge-Offs to Average Loans 0.41%
Charge-Offs to Average Loans 0.54%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 2.72%
Non-Performing Loans to Loans 0.70%
Balance Sheet Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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Total Assets 1.58B
Total Deposits 1.35B
Capital and Reserves Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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Capital 215.30M
Leverage Ratio 15.07
Loan Loss Reserves to Loans 1.22%
Liquidity Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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Hot Money Ratio 21.81%
Liquidity Ratio 18.91%
Profitability Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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5-Year Return on Average Assets 0.77%
Net Income 5.94M
Net Interest Spread 3.46%
Operating Profit to Average Assets 1.02%
Overhead Efficiency Ratio 74.24%
Return on Assets 0.77%
Return on Equity 5.76%