B
Operating Engineers Local Union #3 Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
13.37
Leverage
Ratio
15.19
Return On
Assets
0.55%
Total
Assets
1.54B
Capital
206.04M
Total
Deposits
1.32B
Net
Income
2.12M
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Weiss Ratings Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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Rating B
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 5.40
Stability Index 8.80
Company Info Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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NCUA Charter Number 122
Phone Number (925) 454-4000
Website www.oefederal.org
Asset Quality Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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1-Year Asset Growth 4.41%
5-Year Asset Growth 5.14%
5-Year Charge-Offs to Average Loans 0.41%
Charge-Offs to Average Loans 0.67%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 1.97%
Non-Performing Loans to Loans 0.46%
Balance Sheet Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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Total Assets 1.54B
Total Deposits 1.32B
Capital and Reserves Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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Capital 206.04M
Leverage Ratio 15.19
Loan Loss Reserves to Loans 1.23%
Liquidity Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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Hot Money Ratio 21.35%
Liquidity Ratio 16.64%
Profitability Operating Engineers Local Union #3 Federal Credit Union
Livermore, CA 		Click to
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5-Year Return on Average Assets 0.77%
Net Income 2.12M
Net Interest Spread 3.45%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 77.51%
Return on Assets 0.55%
Return on Equity 4.19%