B
Northern New Mexico School Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
11.51
Leverage
Ratio
11.51
Return On
Assets
0.77%
Total
Assets
43.79M
Capital
4.68M
Total
Deposits
37.38M
Net
Income
247.00K
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Weiss Ratings Northern New Mexico School Employees Federal Credit Union
Santa Fe, NM 		Click to
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Rating B
Asset Quality Index 9.30
Capitalization Index 9.90
Liquidity Index 7.30
Profitability Index 5.80
Stability Index 7.20
Company Info Northern New Mexico School Employees Federal Credit Union
Santa Fe, NM 		Click to
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NCUA Charter Number 1221
Phone Number (505) 982-3802
Website nmsefcu.org
Asset Quality Northern New Mexico School Employees Federal Credit Union
Santa Fe, NM 		Click to
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1-Year Asset Growth 10.09%
5-Year Asset Growth 11.80%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 1.76%
Non-Performing Loans to Loans 0.80%
Balance Sheet Northern New Mexico School Employees Federal Credit Union
Santa Fe, NM 		Click to
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Total Assets 43.79M
Total Deposits 37.38M
Capital and Reserves Northern New Mexico School Employees Federal Credit Union
Santa Fe, NM 		Click to
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Capital 4.68M
Leverage Ratio 11.51
Loan Loss Reserves to Loans 2.35%
Liquidity Northern New Mexico School Employees Federal Credit Union
Santa Fe, NM 		Click to
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Hot Money Ratio 8.51%
Liquidity Ratio 45.78%
Profitability Northern New Mexico School Employees Federal Credit Union
Santa Fe, NM 		Click to
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5-Year Return on Average Assets 1.60%
Net Income 247.00K
Net Interest Spread 4.04%
Operating Profit to Average Assets 1.27%
Overhead Efficiency Ratio 66.83%
Return on Assets 0.77%
Return on Equity 7.21%