Major Rating Factors:
A current level of 34.6 percent of nonperforming loans to core capital contributes to the Weak asset quality (2.2).
Other Rating Factors:
Fair liquidity 3.0, driven by a liquidity ratio of 20.7 percent and a “hot money” ratio of 8.5 percent. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10).
Asset Mix:
Consumer loans (51%), home mtgs (7%), comm loans (2%), other (40%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
2290 Rosa L. Parks Boulevard
Nashville, TN 37228
Nashville, TN 37228
Phone Number
(615) 749-6461
NCUA Charter Number
Website
Largest Competitors
Nashville, TN
Nashville, TN
Nashville, TN
Nashville, TN
Nashville, TN