D
Downriver Community Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Downriver Community Federal Credit Union
Southgate, MI
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Rating D
Asset Quality Index 7.10
Capitalization Index 0.90
Liquidity Index 4.50
Profitability Index 4.00
Stability Index 2.10
Company Info Downriver Community Federal Credit Union
Southgate, MI
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NCUA Charter Number 1228
Phone Number (313) 386-2200
Website www.downrivercu.com
Asset Quality Downriver Community Federal Credit Union
Southgate, MI
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1-Year Asset Growth -0.24%
5-Year Asset Growth 2.87%
5-Year Charge-Offs to Average Loans 0.66%
Charge-Offs to Average Loans 0.98%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 8.80%
Non-Performing Loans to Loans 1.12%
Balance Sheet Downriver Community Federal Credit Union
Southgate, MI
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Total Assets 188.77M
Total Deposits 178.54M
Capital and Reserves Downriver Community Federal Credit Union
Southgate, MI
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Capital 8.16M
Leverage Ratio 10.32
Loan Loss Reserves to Loans 1.14%
Liquidity Downriver Community Federal Credit Union
Southgate, MI
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Hot Money Ratio 4.69%
Liquidity Ratio 24.26%
Profitability Downriver Community Federal Credit Union
Southgate, MI
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5-Year Return on Average Assets 0.43%
Net Income 468.00K
Net Interest Spread 4.03%
Operating Profit to Average Assets 0.85%
Overhead Efficiency Ratio 82.38%
Return on Assets 0.50%
Return on Equity 13.63%