D
Patent and Trademark Office Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
6.85
Leverage
Ratio
6.88
Return On
Assets
0.60%
Total
Assets
40.55M
Capital
2.78M
Total
Deposits
37.82M
Net
Income
61.00K
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Weiss Ratings Patent and Trademark Office Federal Credit Union
Alexandria, VA 		Click to
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Rating D
Asset Quality Index 5.50
Capitalization Index 4.50
Liquidity Index 3.40
Profitability Index 2.10
Stability Index 1.00
Company Info Patent and Trademark Office Federal Credit Union
Alexandria, VA 		Click to
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NCUA Charter Number 1236
Phone Number (571) 272-0350
Website www.ptofcu.org
Asset Quality Patent and Trademark Office Federal Credit Union
Alexandria, VA 		Click to
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1-Year Asset Growth -2.85%
5-Year Asset Growth -1.58%
5-Year Charge-Offs to Average Loans 0.59%
Charge-Offs to Average Loans 0.89%
Non-Performing Assets to Assets 0.99%
Non-Performing Loans to Capital 13.47%
Non-Performing Loans to Loans 1.70%
Balance Sheet Patent and Trademark Office Federal Credit Union
Alexandria, VA 		Click to
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Total Assets 40.55M
Total Deposits 37.82M
Capital and Reserves Patent and Trademark Office Federal Credit Union
Alexandria, VA 		Click to
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Capital 2.78M
Leverage Ratio 6.88
Loan Loss Reserves to Loans 0.89%
Liquidity Patent and Trademark Office Federal Credit Union
Alexandria, VA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 9.76%
Profitability Patent and Trademark Office Federal Credit Union
Alexandria, VA 		Click to
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5-Year Return on Average Assets -0.14%
Net Income 61.00K
Net Interest Spread 3.90%
Operating Profit to Average Assets 0.60%
Overhead Efficiency Ratio 85.01%
Return on Assets 0.60%
Return on Equity 8.88%