D
Patent and Trademark Office Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
7.26
Leverage
Ratio
7.29
Return On
Assets
0.63%
Total
Assets
40.03M
Capital
2.91M
Total
Deposits
37.12M
Net
Income
190.00K
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Weiss Ratings Patent and Trademark Office Federal Credit Union
Alexandria, VA 		Click to
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Rating D
Asset Quality Index 5.50
Capitalization Index 4.90
Liquidity Index 3.70
Profitability Index 3.50
Stability Index 1.10
Company Info Patent and Trademark Office Federal Credit Union
Alexandria, VA 		Click to
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NCUA Charter Number 1236
Phone Number (571) 272-0350
Website www.ptofcu.org
Asset Quality Patent and Trademark Office Federal Credit Union
Alexandria, VA 		Click to
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1-Year Asset Growth -0.87%
5-Year Asset Growth -1.58%
5-Year Charge-Offs to Average Loans 0.59%
Charge-Offs to Average Loans 0.40%
Non-Performing Assets to Assets 1.14%
Non-Performing Loans to Capital 14.77%
Non-Performing Loans to Loans 2.07%
Balance Sheet Patent and Trademark Office Federal Credit Union
Alexandria, VA 		Click to
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Total Assets 40.03M
Total Deposits 37.12M
Capital and Reserves Patent and Trademark Office Federal Credit Union
Alexandria, VA 		Click to
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Capital 2.91M
Leverage Ratio 7.29
Loan Loss Reserves to Loans 0.85%
Liquidity Patent and Trademark Office Federal Credit Union
Alexandria, VA 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 13.06%
Profitability Patent and Trademark Office Federal Credit Union
Alexandria, VA 		Click to
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5-Year Return on Average Assets -0.14%
Net Income 190.00K
Net Interest Spread 4.02%
Operating Profit to Average Assets 0.63%
Overhead Efficiency Ratio 84.67%
Return on Assets 0.63%
Return on Equity 9.00%