| Weiss Ratings |
First Imperial Credit Union
El Centro, CA |
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| Rating | ||||
| Asset Quality Index | 6.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 9.00 | |||
| Company Info |
First Imperial Credit Union
El Centro, CA |
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| NCUA Charter Number | 1237 | |||
| Phone Number | (760) 352-1540 | |||
| Website | www.ficu.com | |||
| Asset Quality |
First Imperial Credit Union
El Centro, CA |
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| 1-Year Asset Growth | 8.68% | |||
| 5-Year Asset Growth | 9.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.90% | |||
| Charge-Offs to Average Loans | 1.04% | |||
| Non-Performing Assets to Assets | 0.82% | |||
| Non-Performing Loans to Capital | 6.30% | |||
| Non-Performing Loans to Loans | 1.05% | |||
| Balance Sheet |
First Imperial Credit Union
El Centro, CA |
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| Total Assets | 204.82M | |||
| Total Deposits | 173.70M | |||
| Capital and Reserves |
First Imperial Credit Union
El Centro, CA |
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| Capital | 25.02M | |||
| Leverage Ratio | 12.82 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Liquidity |
First Imperial Credit Union
El Centro, CA |
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| Hot Money Ratio | 20.16% | |||
| Liquidity Ratio | 23.84% | |||
| Profitability |
First Imperial Credit Union
El Centro, CA |
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| 5-Year Return on Average Assets | 1.65% | |||
| Net Income | 932.00K | |||
| Net Interest Spread | 5.15% | |||
| Operating Profit to Average Assets | 1.58% | |||
| Overhead Efficiency Ratio | 73.36% | |||
| Return on Assets | 1.86% | |||
| Return on Equity | 15.19% | |||