A
Cottonwood Community Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
14.31
Leverage
Ratio
14.33
Return On
Assets
1.61%
Total
Assets
274.72M
Capital
39.32M
Total
Deposits
234.65M
Net
Income
3.18M
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Weiss Ratings Cottonwood Community Federal Credit Union
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 8.40
Stability Index 8.00
Company Info Cottonwood Community Federal Credit Union
Cottonwood, ID 		Click to
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NCUA Charter Number 1239
Phone Number (208) 962-3451
Website ccfcu.co
Asset Quality Cottonwood Community Federal Credit Union
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1-Year Asset Growth 10.31%
5-Year Asset Growth 17.13%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 1.77%
Non-Performing Loans to Loans 0.42%
Balance Sheet Cottonwood Community Federal Credit Union
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Total Assets 274.72M
Total Deposits 234.65M
Capital and Reserves Cottonwood Community Federal Credit Union
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Capital 39.32M
Leverage Ratio 14.33
Loan Loss Reserves to Loans 0.98%
Liquidity Cottonwood Community Federal Credit Union
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Hot Money Ratio 12.83%
Liquidity Ratio 16.99%
Profitability Cottonwood Community Federal Credit Union
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5-Year Return on Average Assets 1.17%
Net Income 3.18M
Net Interest Spread 3.65%
Operating Profit to Average Assets 1.67%
Overhead Efficiency Ratio 55.79%
Return on Assets 1.61%
Return on Equity 11.24%