Cottonwood Community Federal Credit Union

Cottonwood, ID

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
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Total
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Capital

Total
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Weiss Ratings	Cottonwood Community Federal Credit Union Cottonwood, ID	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	8.40
Capitalization Index	10.00
Liquidity Index	4.10
Profitability Index	6.90
Stability Index	8.90

Company Info	Cottonwood Community Federal Credit Union Cottonwood, ID	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1239
Phone Number	(208) 962-3451
Website	ccfcu.co

Asset Quality	Cottonwood Community Federal Credit Union Cottonwood, ID	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	9.64%
5-Year Asset Growth	17.13%
5-Year Charge-Offs to Average Loans	0.17%
Charge-Offs to Average Loans	0.12%
Non-Performing Assets to Assets	0.70%
Non-Performing Loans to Capital	4.71%
Non-Performing Loans to Loans	1.08%

Balance Sheet	Cottonwood Community Federal Credit Union Cottonwood, ID	Click to Compare	Click to Compare	Click to Compare
Total Assets	261.42M
Total Deposits	223.42M

Capital and Reserves	Cottonwood Community Federal Credit Union Cottonwood, ID	Click to Compare	Click to Compare	Click to Compare
Capital	37.12M
Leverage Ratio	14.21
Loan Loss Reserves to Loans	0.95%

Liquidity	Cottonwood Community Federal Credit Union Cottonwood, ID	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	13.56%
Liquidity Ratio	17.03%

Profitability	Cottonwood Community Federal Credit Union Cottonwood, ID	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.17%
Net Income	961.00K
Net Interest Spread	3.52%
Operating Profit to Average Assets	1.49%
Overhead Efficiency Ratio	59.12%
Return on Assets	1.49%
Return on Equity	10.49%