Cottonwood Community Federal Credit Union

Cottonwood, ID

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
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Total
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Capital

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Weiss Ratings	Cottonwood Community Federal Credit Union Cottonwood, ID	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	8.30
Capitalization Index	10.00
Liquidity Index	3.90
Profitability Index	7.60
Stability Index	7.00

Company Info	Cottonwood Community Federal Credit Union Cottonwood, ID	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1239
Phone Number	(208) 962-3451
Website	ccfcu.co

Asset Quality	Cottonwood Community Federal Credit Union Cottonwood, ID	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	10.85%
5-Year Asset Growth	17.13%
5-Year Charge-Offs to Average Loans	0.17%
Charge-Offs to Average Loans	0.07%
Non-Performing Assets to Assets	0.70%
Non-Performing Loans to Capital	4.68%
Non-Performing Loans to Loans	1.06%

Balance Sheet	Cottonwood Community Federal Credit Union Cottonwood, ID	Click to Compare	Click to Compare	Click to Compare
Total Assets	264.46M
Total Deposits	225.51M

Capital and Reserves	Cottonwood Community Federal Credit Union Cottonwood, ID	Click to Compare	Click to Compare	Click to Compare
Capital	38.14M
Leverage Ratio	14.43
Loan Loss Reserves to Loans	0.98%

Liquidity	Cottonwood Community Federal Credit Union Cottonwood, ID	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	14.07%
Liquidity Ratio	15.46%

Profitability	Cottonwood Community Federal Credit Union Cottonwood, ID	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.17%
Net Income	1.97M
Net Interest Spread	3.62%
Operating Profit to Average Assets	1.61%
Overhead Efficiency Ratio	57.09%
Return on Assets	1.52%
Return on Equity	10.63%