C
Financial Resources Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
8.57
Leverage
Ratio
9.54
Return On
Assets
0.60%
Total
Assets
608.67M
Capital
52.17M
Total
Deposits
542.51M
Net
Income
2.74M
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Weiss Ratings Financial Resources Federal Credit Union
Branchburg, NJ 		Click to
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Rating C
Asset Quality Index 3.70
Capitalization Index 6.20
Liquidity Index 1.80
Profitability Index 5.90
Stability Index 5.60
Company Info Financial Resources Federal Credit Union
Branchburg, NJ 		Click to
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NCUA Charter Number 124
Phone Number (908) 253-6441
Website myfinancialresources.org
Asset Quality Financial Resources Federal Credit Union
Branchburg, NJ 		Click to
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1-Year Asset Growth -2.56%
5-Year Asset Growth 5.83%
5-Year Charge-Offs to Average Loans 0.48%
Charge-Offs to Average Loans 0.50%
Non-Performing Assets to Assets 2.23%
Non-Performing Loans to Capital 22.54%
Non-Performing Loans to Loans 2.75%
Balance Sheet Financial Resources Federal Credit Union
Branchburg, NJ 		Click to
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Total Assets 608.67M
Total Deposits 542.51M
Capital and Reserves Financial Resources Federal Credit Union
Branchburg, NJ 		Click to
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Capital 52.17M
Leverage Ratio 9.54
Loan Loss Reserves to Loans 1.63%
Liquidity Financial Resources Federal Credit Union
Branchburg, NJ 		Click to
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Hot Money Ratio 22.66%
Liquidity Ratio 9.87%
Profitability Financial Resources Federal Credit Union
Branchburg, NJ 		Click to
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5-Year Return on Average Assets 0.35%
Net Income 2.74M
Net Interest Spread 3.54%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 77.10%
Return on Assets 0.60%
Return on Equity 7.34%