Financial Resources Federal Credit Union

Branchburg, NJ

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Financial Resources Federal Credit Union Branchburg, NJ	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	6.20
Capitalization Index	5.60
Liquidity Index	1.90
Profitability Index	1.50
Stability Index	4.80

Company Info	Financial Resources Federal Credit Union Branchburg, NJ	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	124
Phone Number	(908) 253-6441
Website	myfinancialresources.org

Asset Quality	Financial Resources Federal Credit Union Branchburg, NJ	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-7.33%
5-Year Asset Growth	5.83%
5-Year Charge-Offs to Average Loans	0.48%
Charge-Offs to Average Loans	0.84%
Non-Performing Assets to Assets	1.29%
Non-Performing Loans to Capital	13.97%
Non-Performing Loans to Loans	1.61%

Balance Sheet	Financial Resources Federal Credit Union Branchburg, NJ	Click to Compare	Click to Compare	Click to Compare
Total Assets	608.81M
Total Deposits	544.81M

Capital and Reserves	Financial Resources Federal Credit Union Branchburg, NJ	Click to Compare	Click to Compare	Click to Compare
Capital	48.84M
Leverage Ratio	9.15
Loan Loss Reserves to Loans	1.49%

Liquidity	Financial Resources Federal Credit Union Branchburg, NJ	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	19.09%
Liquidity Ratio	9.97%

Profitability	Financial Resources Federal Credit Union Branchburg, NJ	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.35%
Net Income	381.00K
Net Interest Spread	3.47%
Operating Profit to Average Assets	0.73%
Overhead Efficiency Ratio	83.12%
Return on Assets	0.25%
Return on Equity	3.15%