C
Financial Resources Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
7.83
Leverage
Ratio
8.83
Return On
Assets
0.50%
Total
Assets
624.65M
Capital
48.93M
Total
Deposits
526.94M
Net
Income
2.37M
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Weiss Ratings Financial Resources Federal Credit Union
Branchburg, NJ 		Click to
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Rating C
Asset Quality Index 3.70
Capitalization Index 5.50
Liquidity Index 2.10
Profitability Index 5.40
Stability Index 5.30
Company Info Financial Resources Federal Credit Union
Branchburg, NJ 		Click to
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NCUA Charter Number 124
Phone Number (908) 253-6441
Website myfinancialresources.org
Asset Quality Financial Resources Federal Credit Union
Branchburg, NJ 		Click to
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1-Year Asset Growth 1.82%
5-Year Asset Growth 6.27%
5-Year Charge-Offs to Average Loans 0.48%
Charge-Offs to Average Loans 1.02%
Non-Performing Assets to Assets 1.87%
Non-Performing Loans to Capital 20.83%
Non-Performing Loans to Loans 2.46%
Balance Sheet Financial Resources Federal Credit Union
Branchburg, NJ 		Click to
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Total Assets 624.65M
Total Deposits 526.94M
Capital and Reserves Financial Resources Federal Credit Union
Branchburg, NJ 		Click to
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Capital 48.93M
Leverage Ratio 8.83
Loan Loss Reserves to Loans 1.52%
Liquidity Financial Resources Federal Credit Union
Branchburg, NJ 		Click to
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Hot Money Ratio 20.93%
Liquidity Ratio 13.70%
Profitability Financial Resources Federal Credit Union
Branchburg, NJ 		Click to
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5-Year Return on Average Assets 0.29%
Net Income 2.37M
Net Interest Spread 3.54%
Operating Profit to Average Assets 0.97%
Overhead Efficiency Ratio 77.59%
Return on Assets 0.50%
Return on Equity 6.87%