Financial Resources Federal Credit Union

Bridgewater, NJ

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Financial Resources Federal Credit Union Bridgewater, NJ	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	5.30
Capitalization Index	4.50
Liquidity Index	2.40
Profitability Index	3.30
Stability Index	4.30

Company Info	Financial Resources Federal Credit Union Bridgewater, NJ	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	124
Phone Number	(908) 253-6441
Website	www.myfinancialresources.org

Asset Quality	Financial Resources Federal Credit Union Bridgewater, NJ	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	10.93%
5-Year Asset Growth	6.27%
5-Year Charge-Offs to Average Loans	0.48%
Charge-Offs to Average Loans	0.70%
Non-Performing Assets to Assets	1.57%
Non-Performing Loans to Capital	19.24%
Non-Performing Loans to Loans	2.09%

Balance Sheet	Financial Resources Federal Credit Union Bridgewater, NJ	Click to Compare	Click to Compare	Click to Compare
Total Assets	656.98M
Total Deposits	549.58M

Capital and Reserves	Financial Resources Federal Credit Union Bridgewater, NJ	Click to Compare	Click to Compare	Click to Compare
Capital	45.00M
Leverage Ratio	8.12
Loan Loss Reserves to Loans	1.74%

Liquidity	Financial Resources Federal Credit Union Bridgewater, NJ	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	18.05%
Liquidity Ratio	16.57%

Profitability	Financial Resources Federal Credit Union Bridgewater, NJ	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.29%
Net Income	565.00K
Net Interest Spread	3.56%
Operating Profit to Average Assets	0.81%
Overhead Efficiency Ratio	80.85%
Return on Assets	0.35%
Return on Equity	5.06%