B
Members Choice WV Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
21.36
Leverage
Ratio
21.36
Return On
Assets
0.59%
Total
Assets
90.61M
Capital
19.36M
Total
Deposits
71.21M
Net
Income
132.00K
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Weiss Ratings Members Choice WV Federal Credit Union
Charleston, WV 		Click to
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Rating B
Asset Quality Index 9.70
Capitalization Index 10.00
Liquidity Index 5.90
Profitability Index 4.40
Stability Index 7.40
Company Info Members Choice WV Federal Credit Union
Charleston, WV 		Click to
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NCUA Charter Number 1242
Phone Number (304) 346-5242
Website www.memberschoicewv.com/
Asset Quality Members Choice WV Federal Credit Union
Charleston, WV 		Click to
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1-Year Asset Growth -0.63%
5-Year Asset Growth 2.28%
5-Year Charge-Offs to Average Loans 0.20%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.48%
Non-Performing Loans to Capital 2.19%
Non-Performing Loans to Loans 0.88%
Balance Sheet Members Choice WV Federal Credit Union
Charleston, WV 		Click to
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Total Assets 90.61M
Total Deposits 71.21M
Capital and Reserves Members Choice WV Federal Credit Union
Charleston, WV 		Click to
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Capital 19.36M
Leverage Ratio 21.36
Loan Loss Reserves to Loans 0.69%
Liquidity Members Choice WV Federal Credit Union
Charleston, WV 		Click to
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Hot Money Ratio 10.22%
Liquidity Ratio 35.49%
Profitability Members Choice WV Federal Credit Union
Charleston, WV 		Click to
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5-Year Return on Average Assets 0.55%
Net Income 132.00K
Net Interest Spread 3.02%
Operating Profit to Average Assets 0.73%
Overhead Efficiency Ratio 80.39%
Return on Assets 0.59%
Return on Equity 2.74%