Members Choice WV Federal Credit Union

Charleston, WV

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Members Choice WV Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	5.80
Profitability Index	2.00
Stability Index	7.40

Company Info	Members Choice WV Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1242
Phone Number	(304) 346-5242
Website	www.memberschoicewv.com/

Asset Quality	Members Choice WV Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-1.47%
5-Year Asset Growth	2.63%
5-Year Charge-Offs to Average Loans	0.19%
Charge-Offs to Average Loans	0.22%
Non-Performing Assets to Assets	0.33%
Non-Performing Loans to Capital	1.61%
Non-Performing Loans to Loans	0.66%

Balance Sheet	Members Choice WV Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	91.18M
Total Deposits	72.11M

Capital and Reserves	Members Choice WV Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Capital	18.72M
Leverage Ratio	20.53
Loan Loss Reserves to Loans	0.71%

Liquidity	Members Choice WV Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	11.10%
Liquidity Ratio	31.47%

Profitability	Members Choice WV Federal Credit Union Charleston, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.53%
Net Income	99.00K
Net Interest Spread	2.47%
Operating Profit to Average Assets	0.48%
Overhead Efficiency Ratio	84.26%
Return on Assets	0.43%
Return on Equity	2.12%