B
Members Choice WV Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
20.53
Leverage
Ratio
20.53
Return On
Assets
0.43%
Total
Assets
91.18M
Capital
18.72M
Total
Deposits
72.11M
Net
Income
99.00K
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Weiss Ratings Members Choice WV Federal Credit Union
Charleston, WV 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.80
Profitability Index 2.00
Stability Index 7.40
Company Info Members Choice WV Federal Credit Union
Charleston, WV 		Click to
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NCUA Charter Number 1242
Phone Number (304) 346-5242
Website www.memberschoicewv.com/
Asset Quality Members Choice WV Federal Credit Union
Charleston, WV 		Click to
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1-Year Asset Growth -1.47%
5-Year Asset Growth 2.63%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.33%
Non-Performing Loans to Capital 1.61%
Non-Performing Loans to Loans 0.66%
Balance Sheet Members Choice WV Federal Credit Union
Charleston, WV 		Click to
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Total Assets 91.18M
Total Deposits 72.11M
Capital and Reserves Members Choice WV Federal Credit Union
Charleston, WV 		Click to
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Capital 18.72M
Leverage Ratio 20.53
Loan Loss Reserves to Loans 0.71%
Liquidity Members Choice WV Federal Credit Union
Charleston, WV 		Click to
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Hot Money Ratio 11.10%
Liquidity Ratio 31.47%
Profitability Members Choice WV Federal Credit Union
Charleston, WV 		Click to
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5-Year Return on Average Assets 0.53%
Net Income 99.00K
Net Interest Spread 2.47%
Operating Profit to Average Assets 0.48%
Overhead Efficiency Ratio 84.26%
Return on Assets 0.43%
Return on Equity 2.12%