B
Centricity Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Centricity Credit Union
Hermantown, MN
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 10.00
Stability Index 5.70
Company Info Centricity Credit Union
Hermantown, MN
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NCUA Charter Number 1247
Phone Number (218) 729-7733
Website centricity.org
Asset Quality Centricity Credit Union
Hermantown, MN
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1-Year Asset Growth 27.19%
5-Year Asset Growth 8.57%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.58%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 4.03%
Non-Performing Loans to Loans 0.69%
Balance Sheet Centricity Credit Union
Hermantown, MN
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Total Assets 311.87M
Total Deposits 255.43M
Capital and Reserves Centricity Credit Union
Hermantown, MN
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Capital 42.99M
Leverage Ratio 13.59
Loan Loss Reserves to Loans 1.32%
Liquidity Centricity Credit Union
Hermantown, MN
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Hot Money Ratio 4.08%
Liquidity Ratio 10.88%
Profitability Centricity Credit Union
Hermantown, MN
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5-Year Return on Average Assets 1.08%
Net Income 3.18M
Net Interest Spread 6.09%
Operating Profit to Average Assets 1.99%
Overhead Efficiency Ratio 69.94%
Return on Assets 1.40%
Return on Equity 10.72%