B
Centricity Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Centricity Credit Union
Hermantown, MN
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Rating B
Asset Quality Index 8.20
Capitalization Index 9.90
Liquidity Index 2.90
Profitability Index 7.50
Stability Index 6.30
Company Info Centricity Credit Union
Hermantown, MN
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NCUA Charter Number 1247
Phone Number (218) 729-7733
Website www.centricity.org
Asset Quality Centricity Credit Union
Hermantown, MN
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1-Year Asset Growth 4.25%
5-Year Asset Growth 10.28%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.52%
Non-Performing Assets to Assets 0.57%
Non-Performing Loans to Capital 4.56%
Non-Performing Loans to Loans 0.65%
Balance Sheet Centricity Credit Union
Hermantown, MN
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Total Assets 248.35M
Total Deposits 197.98M
Capital and Reserves Centricity Credit Union
Hermantown, MN
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Capital 27.96M
Leverage Ratio 11.63
Loan Loss Reserves to Loans 1.61%
Liquidity Centricity Credit Union
Hermantown, MN
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Hot Money Ratio 5.20%
Liquidity Ratio 18.18%
Profitability Centricity Credit Union
Hermantown, MN
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5-Year Return on Average Assets 1.03%
Net Income 896.00K
Net Interest Spread 4.93%
Operating Profit to Average Assets 1.74%
Overhead Efficiency Ratio 69.36%
Return on Assets 1.46%
Return on Equity 13.04%