B
Centricity Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Centricity Credit Union
Hermantown, MN
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 2.90
Profitability Index 6.30
Stability Index 8.30
Company Info Centricity Credit Union
Hermantown, MN
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NCUA Charter Number 1247
Phone Number (218) 729-7733
Website centricity.org
Asset Quality Centricity Credit Union
Hermantown, MN
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1-Year Asset Growth 27.43%
5-Year Asset Growth 8.57%
5-Year Charge-Offs to Average Loans 0.31%
Charge-Offs to Average Loans 0.87%
Non-Performing Assets to Assets 0.68%
Non-Performing Loans to Capital 4.91%
Non-Performing Loans to Loans 0.79%
Balance Sheet Centricity Credit Union
Hermantown, MN
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Total Assets 316.47M
Total Deposits 259.76M
Capital and Reserves Centricity Credit Union
Hermantown, MN
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Capital 40.36M
Leverage Ratio 12.59
Loan Loss Reserves to Loans 1.43%
Liquidity Centricity Credit Union
Hermantown, MN
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Hot Money Ratio 4.82%
Liquidity Ratio 16.84%
Profitability Centricity Credit Union
Hermantown, MN
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5-Year Return on Average Assets 1.08%
Net Income 631.00K
Net Interest Spread 6.32%
Operating Profit to Average Assets 2.12%
Overhead Efficiency Ratio 68.23%
Return on Assets 0.90%
Return on Equity 7.07%