B
Port City Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Port City Federal Credit Union
Muskegon, MI
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.50
Profitability Index 3.70
Stability Index 6.30
Company Info Port City Federal Credit Union
Muskegon, MI
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NCUA Charter Number 1257
Phone Number (231) 725-3312
Website www.portcityfcu.com/
Asset Quality Port City Federal Credit Union
Muskegon, MI
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1-Year Asset Growth 1.34%
5-Year Asset Growth 4.97%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.60%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 1.74%
Non-Performing Loans to Loans 0.60%
Balance Sheet Port City Federal Credit Union
Muskegon, MI
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Total Assets 40.17M
Total Deposits 35.17M
Capital and Reserves Port City Federal Credit Union
Muskegon, MI
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Capital 4.75M
Leverage Ratio 11.84
Loan Loss Reserves to Loans 0.11%
Liquidity Port City Federal Credit Union
Muskegon, MI
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Hot Money Ratio 6.55%
Liquidity Ratio 30.05%
Profitability Port City Federal Credit Union
Muskegon, MI
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5-Year Return on Average Assets 0.33%
Net Income 50.00K
Net Interest Spread 2.65%
Operating Profit to Average Assets 0.62%
Overhead Efficiency Ratio 80.63%
Return on Assets 0.50%
Return on Equity 4.23%