C
Commonwealth One Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
7.83
Leverage
Ratio
8.25
Return On
Assets
0.20%
Total
Assets
521.28M
Capital
41.34M
Total
Deposits
435.06M
Net
Income
806.00K
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Weiss Ratings Commonwealth One Federal Credit Union
Alexandria, VA 		Click to
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Rating C
Asset Quality Index 6.30
Capitalization Index 5.50
Liquidity Index 2.30
Profitability Index 2.70
Stability Index 3.40
Company Info Commonwealth One Federal Credit Union
Alexandria, VA 		Click to
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NCUA Charter Number 1260
Phone Number (703) 823-5211
Website www.cofcu.org
Asset Quality Commonwealth One Federal Credit Union
Alexandria, VA 		Click to
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1-Year Asset Growth -7.86%
5-Year Asset Growth 8.28%
5-Year Charge-Offs to Average Loans 0.49%
Charge-Offs to Average Loans 0.99%
Non-Performing Assets to Assets 1.21%
Non-Performing Loans to Capital 13.77%
Non-Performing Loans to Loans 1.63%
Balance Sheet Commonwealth One Federal Credit Union
Alexandria, VA 		Click to
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Total Assets 521.28M
Total Deposits 435.06M
Capital and Reserves Commonwealth One Federal Credit Union
Alexandria, VA 		Click to
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Capital 41.34M
Leverage Ratio 8.25
Loan Loss Reserves to Loans 1.23%
Liquidity Commonwealth One Federal Credit Union
Alexandria, VA 		Click to
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Hot Money Ratio 15.03%
Liquidity Ratio 14.46%
Profitability Commonwealth One Federal Credit Union
Alexandria, VA 		Click to
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5-Year Return on Average Assets 0.05%
Net Income 806.00K
Net Interest Spread 3.83%
Operating Profit to Average Assets 0.53%
Overhead Efficiency Ratio 87.99%
Return on Assets 0.20%
Return on Equity 2.69%