C
Commonwealth One Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
7.37
Leverage
Ratio
7.93
Return On
Assets
0.32%
Total
Assets
543.59M
Capital
40.60M
Total
Deposits
439.89M
Net
Income
892.00K
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Weiss Ratings Commonwealth One Federal Credit Union
Alexandria, VA 		Click to
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Rating C
Asset Quality Index 6.40
Capitalization Index 4.60
Liquidity Index 2.70
Profitability Index 1.10
Stability Index 2.40
Company Info Commonwealth One Federal Credit Union
Alexandria, VA 		Click to
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NCUA Charter Number 1260
Phone Number (703) 823-5211
Website www.cofcu.org
Asset Quality Commonwealth One Federal Credit Union
Alexandria, VA 		Click to
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1-Year Asset Growth -6.63%
5-Year Asset Growth 8.28%
5-Year Charge-Offs to Average Loans 0.49%
Charge-Offs to Average Loans 1.08%
Non-Performing Assets to Assets 1.16%
Non-Performing Loans to Capital 12.01%
Non-Performing Loans to Loans 1.40%
Balance Sheet Commonwealth One Federal Credit Union
Alexandria, VA 		Click to
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Total Assets 543.59M
Total Deposits 439.89M
Capital and Reserves Commonwealth One Federal Credit Union
Alexandria, VA 		Click to
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Capital 40.60M
Leverage Ratio 7.93
Loan Loss Reserves to Loans 1.30%
Liquidity Commonwealth One Federal Credit Union
Alexandria, VA 		Click to
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Hot Money Ratio 16.45%
Liquidity Ratio 17.87%
Profitability Commonwealth One Federal Credit Union
Alexandria, VA 		Click to
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5-Year Return on Average Assets 0.05%
Net Income 892.00K
Net Interest Spread 3.75%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 94.94%
Return on Assets 0.32%
Return on Equity 4.51%