Grand Trunk Battle Creek Employees Federal Credit Union

Battle Creek, MI

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
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Weiss Ratings	Grand Trunk Battle Creek Employees Federal Credit Union Battle Creek, MI	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	9.90
Capitalization Index	10.00
Liquidity Index	6.50
Profitability Index	8.60
Stability Index	8.00

Company Info	Grand Trunk Battle Creek Employees Federal Credit Union Battle Creek, MI	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	1265
Phone Number	(269) 965-1381
Website	www.grandtrunkcu.com

Asset Quality	Grand Trunk Battle Creek Employees Federal Credit Union Battle Creek, MI	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	4.11%
5-Year Asset Growth	3.21%
5-Year Charge-Offs to Average Loans	0.16%
Charge-Offs to Average Loans	0.04%
Non-Performing Assets to Assets	0.14%
Non-Performing Loans to Capital	1.74%
Non-Performing Loans to Loans	0.95%

Balance Sheet	Grand Trunk Battle Creek Employees Federal Credit Union Battle Creek, MI	Click to Compare	Click to Compare	Click to Compare
Total Assets	40.19M
Total Deposits	32.35M

Capital and Reserves	Grand Trunk Battle Creek Employees Federal Credit Union Battle Creek, MI	Click to Compare	Click to Compare	Click to Compare
Capital	7.71M
Leverage Ratio	19.17
Loan Loss Reserves to Loans	0.72%

Liquidity	Grand Trunk Battle Creek Employees Federal Credit Union Battle Creek, MI	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	2.16%
Liquidity Ratio	31.89%

Profitability	Grand Trunk Battle Creek Employees Federal Credit Union Battle Creek, MI	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.65%
Net Income	370.00K
Net Interest Spread	5.32%
Operating Profit to Average Assets	1.99%
Overhead Efficiency Ratio	68.52%
Return on Assets	1.89%
Return on Equity	9.84%