B
Cedar Point Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Cedar Point Federal Credit Union
Lexington Park, MD
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Rating B
Asset Quality Index 8.50
Capitalization Index 5.80
Liquidity Index 3.20
Profitability Index 5.30
Stability Index 5.90
Company Info Cedar Point Federal Credit Union
Lexington Park, MD
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NCUA Charter Number 1270
Phone Number (301) 863-7071
Website www.cpfcu.com
Asset Quality Cedar Point Federal Credit Union
Lexington Park, MD
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1-Year Asset Growth 6.93%
5-Year Asset Growth 7.75%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 4.27%
Non-Performing Loans to Loans 0.61%
Balance Sheet Cedar Point Federal Credit Union
Lexington Park, MD
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Total Assets 852.98M
Total Deposits 768.36M
Capital and Reserves Cedar Point Federal Credit Union
Lexington Park, MD
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Capital 70.05M
Leverage Ratio 9.24
Loan Loss Reserves to Loans 0.46%
Liquidity Cedar Point Federal Credit Union
Lexington Park, MD
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Hot Money Ratio 11.35%
Liquidity Ratio 16.82%
Profitability Cedar Point Federal Credit Union
Lexington Park, MD
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5-Year Return on Average Assets 0.60%
Net Income 4.15M
Net Interest Spread 3.71%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 77.79%
Return on Assets 0.66%
Return on Equity 8.26%