D
Saratoga's Community Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
7.00
Leverage
Ratio
7.11
Return On
Assets
0.34%
Total
Assets
55.88M
Capital
3.91M
Total
Deposits
52.00M
Net
Income
47.00K
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Weiss Ratings Saratoga's Community Federal Credit Union
Saratoga Springs, NY 		Click to
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Rating D
Asset Quality Index 7.10
Capitalization Index 4.70
Liquidity Index 1.30
Profitability Index 1.80
Stability Index 3.00
Company Info Saratoga's Community Federal Credit Union
Saratoga Springs, NY 		Click to
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NCUA Charter Number 1272
Phone Number (518) 583-2323
Website www.saratogafcu.org
Asset Quality Saratoga's Community Federal Credit Union
Saratoga Springs, NY 		Click to
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1-Year Asset Growth -4.27%
5-Year Asset Growth 7.33%
5-Year Charge-Offs to Average Loans 0.24%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 4.00%
Non-Performing Loans to Loans 0.31%
Balance Sheet Saratoga's Community Federal Credit Union
Saratoga Springs, NY 		Click to
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Total Assets 55.88M
Total Deposits 52.00M
Capital and Reserves Saratoga's Community Federal Credit Union
Saratoga Springs, NY 		Click to
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Capital 3.91M
Leverage Ratio 7.11
Loan Loss Reserves to Loans 0.26%
Liquidity Saratoga's Community Federal Credit Union
Saratoga Springs, NY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 2.57%
Profitability Saratoga's Community Federal Credit Union
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5-Year Return on Average Assets 0.52%
Net Income 47.00K
Net Interest Spread 4.05%
Operating Profit to Average Assets 0.50%
Overhead Efficiency Ratio 89.93%
Return on Assets 0.34%
Return on Equity 4.83%