| Weiss Ratings |
Northern Lights Federal Credit Union
Chatham, MI |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 7.40 | |||
| Profitability Index | 8.70 | |||
| Stability Index | 3.50 | |||
| Company Info |
Northern Lights Federal Credit Union
Chatham, MI |
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| NCUA Charter Number | 1277 | |||
| Phone Number | (906) 439-5100 | |||
| Website | www.nlcfcu.secure.cusolutionsgroup.net/ | |||
| Asset Quality |
Northern Lights Federal Credit Union
Chatham, MI |
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| 1-Year Asset Growth | 10.77% | |||
| 5-Year Asset Growth | 6.73% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.86% | |||
| Non-Performing Loans to Loans | 0.60% | |||
| Balance Sheet |
Northern Lights Federal Credit Union
Chatham, MI |
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| Total Assets | 12.33M | |||
| Total Deposits | 11.12M | |||
| Capital and Reserves |
Northern Lights Federal Credit Union
Chatham, MI |
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| Capital | 1.11M | |||
| Leverage Ratio | 8.98 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Liquidity |
Northern Lights Federal Credit Union
Chatham, MI |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 40.43% | |||
| Profitability |
Northern Lights Federal Credit Union
Chatham, MI |
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| 5-Year Return on Average Assets | 0.13% | |||
| Net Income | 195.00K | |||
| Net Interest Spread | 6.08% | |||
| Operating Profit to Average Assets | 1.90% | |||
| Overhead Efficiency Ratio | 66.86% | |||
| Return on Assets | 2.14% | |||
| Return on Equity | 25.29% | |||