C
EFCU Financial Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
7.99
Leverage
Ratio
9.30
Return On
Assets
0.92%
Total
Assets
1.21B
Capital
95.69M
Total
Deposits
1.05B
Net
Income
2.72M
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Weiss Ratings EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
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Rating C
Asset Quality Index 7.00
Capitalization Index 5.60
Liquidity Index 1.40
Profitability Index 6.90
Stability Index 5.00
Company Info EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
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NCUA Charter Number 128
Phone Number (225) 214-6800
Website www.efcufinancial.org
Asset Quality EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
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1-Year Asset Growth 14.15%
5-Year Asset Growth 16.62%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.34%
Non-Performing Loans to Capital 4.10%
Non-Performing Loans to Loans 0.28%
Balance Sheet EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
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Total Assets 1.21B
Total Deposits 1.05B
Capital and Reserves EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
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Capital 95.69M
Leverage Ratio 9.30
Loan Loss Reserves to Loans 0.36%
Liquidity EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
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Hot Money Ratio 44.90%
Liquidity Ratio 18.02%
Profitability EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
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5-Year Return on Average Assets 1.15%
Net Income 2.72M
Net Interest Spread 2.89%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 65.94%
Return on Assets 0.92%
Return on Equity 11.52%