C
EFCU Financial Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
8.14
Leverage
Ratio
9.42
Return On
Assets
0.98%
Total
Assets
1.23B
Capital
98.89M
Total
Deposits
1.07B
Net
Income
5.92M
My Lists My Alerts
Weiss Ratings EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 7.00
Capitalization Index 5.60
Liquidity Index 1.40
Profitability Index 6.90
Stability Index 5.00
Company Info EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
NCUA Charter Number 128
Phone Number (225) 214-6800
Website www.efcufinancial.org
Asset Quality EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 14.05%
5-Year Asset Growth 16.62%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 4.10%
Non-Performing Loans to Loans 0.28%
Balance Sheet EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 1.23B
Total Deposits 1.07B
Capital and Reserves EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 98.89M
Leverage Ratio 9.42
Loan Loss Reserves to Loans 0.35%
Liquidity EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 44.90%
Liquidity Ratio 18.02%
Profitability EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.15%
Net Income 5.92M
Net Interest Spread 2.97%
Operating Profit to Average Assets 1.29%
Overhead Efficiency Ratio 65.94%
Return on Assets 0.98%
Return on Equity 12.35%