C
EFCU Financial Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
8.14
Leverage
Ratio
9.71
Return On
Assets
0.79%
Total
Assets
1.06B
Capital
85.08M
Total
Deposits
919.93M
Net
Income
2.07M
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Weiss Ratings EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
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Rating C
Asset Quality Index 7.30
Capitalization Index 5.80
Liquidity Index 1.20
Profitability Index 6.60
Stability Index 4.30
Company Info EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
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NCUA Charter Number 128
Phone Number (225) 214-6800
Website www.efcufinancial.org
Asset Quality EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
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1-Year Asset Growth 12.64%
5-Year Asset Growth 18.22%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.25%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 3.30%
Non-Performing Loans to Loans 0.29%
Balance Sheet EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
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Total Assets 1.06B
Total Deposits 919.93M
Capital and Reserves EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
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Capital 85.08M
Leverage Ratio 9.71
Loan Loss Reserves to Loans 0.35%
Liquidity EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
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Hot Money Ratio 43.03%
Liquidity Ratio 16.05%
Profitability EFCU Financial Federal Credit Union
Baton Rouge, LA 		Click to
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5-Year Return on Average Assets 1.18%
Net Income 2.07M
Net Interest Spread 2.51%
Operating Profit to Average Assets 1.05%
Overhead Efficiency Ratio 68.93%
Return on Assets 0.79%
Return on Equity 9.83%
Weiss Ratings